Credible Loan Refinance Comparisons Review 90 Reviews

Credible should be your first stop for refinancing student loans. It helps you save thousands by making it easy for you to compare pre-qualified refinancing rates, eligibility, and terms for free, with no affect on your credit score. It takes two minutes and you can check as many times as you want!

Why we love it
Credible is a no-brainer for students with loans. There's no commitment required, so you can easily check your refinancing offers and see how much you stand to save on your loans.
Dror Liebenthal, CEO at
Dror Liebenthal, CEO at

What Students Say

90 reviews

Good option if you have good/ok credit

I have a loan and I am looking to refinance to see different interest rate options. FAFSA did not cover much of my tuition and I can only work so much while going to school. This compared loan options but my options were all basically the same. Your options will definitely be better if you have established credit

Complete trash

It has crashed on me so many times. I have tried different internets and different items such as my tablet, phone, and PC and still crashes so save the hassle...


All lenders pretty much have the same stuff, but Credible is useful particularly because they are good at handling both student loans and refinancing...of such loans.


A good resource to use in order to help you find the best loan option for you! You will likely need a cosigner for these loans though, so not helpful if you do not have that.

Probably helpful - if you don’t need a cosigner

Judging by others reviews, it does look like it serves its use well. As long as you don’t need a cosigner, like I unfortunately do. It pretty much has no use if you need a cosigner, because it stops you on the page telling you so and doesn’t let you proceed or give you anymore advice.

One of the best resources for loans!

Provides you with all the information you need! Seriously download this it is one of the best loan tools out there, along with the Student Loan Comparison by Credible!

Great to compare options

Credible is a resourceful tool if you have student loans. It allows you to check refinancing options from a variety of lenders all in one place, saving the hassle of going to each individual lender and going through the process again and again with each of them. And the best part, in my opinion, is that you can use Credible's pre-qualification to get an idea of what rates or payment amounts you can expect without impacting your credit score or wracking up hard inquiries on your credit reports.

Always do your research

I'd recommend any site where you are going to get information regarding student loans or finances. You should be doing a lot of research when it comes to your finances and affording college, and Credible does provide you with needed information.


This can be useful if you are considering a loan there is no commitment necessary and good to see what loans are available to you.


I've been wanting to refinance my student loans for a while, especially with starting grad school soon. This tool made it very easy to compare and understand the process.