I used it to get a secured card and establish payment history

Self is a good credit booster, however, when you stop using there services, your score will drop significantly. As long as you have there services and keep paying every month, your credit score is good. I would have given it 5 stars, but when you cancel their services, your score WILL drop significantly.

It will boost your credit a bit, which is great!

I used this as a way to boost my credit. It won’t have a huge impact on your score, but will provide a slight increase.

This is a good resource if you can't trust yourself with a credit card or have had to file bankruptcy and are looking to rebuild credit. It's site is user-friendly. However, there are a lot of fees, so if you have another choice available to you, it's worth looking into that.

Totally accurate listings, plus i love that they help you apply for new ones you never would've thought might help you.

It's easy and the incentives of self are very nice.

Self Loan is a type of loan that lets you borrow money and yet establish credit. Regular payments are made to a collateralized savings account, and credit bureaus are notified of these payments. For people trying to establish credit, it could be a decent choice, but be careful to read the conditions and costs.

My identity was stolen and I didn't find out until it was too late to combat it. I hardly had any history of my own at the time--almost everything came from the thief--but my credit score looked obviously unhappy. I came to Self as a way to establish history and start building my credit score back up--and it really did help my score climb a fair few points! I wouldn't recommend it if you already have good credit, as there are some fees involved that are not exactly ideal. But if you need a way to get your history built, this is a great one!

You can for sure build your credit but I never received my deposit back as promised. Instead they applied it to fees