College Students Graduating With the Least Debt
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Student loans are the only accessible source of financial support for many college students and parents. With college costs increasing disproportionately to the average income, taking out student loans can be inevitable when seeking higher education. While loans act as a financial bridge for students to receive more opportunities, the benefit can be temporary if not taken with caution.
Unlike scholarships, student loans are borrowed money that is expected to be repaid in a strict timeline. Failure to abide by these scheduled payments will affect your credit score and ability to invest in a house, car, or other vital necessities. Despite student loan debt reaching an all-time high at $1.7 trillion dollars across 44 million Americans, students are taking out larger loans than ever before.
Without a proper plan for student loan repayment upon graduation or even during school enrollment, depending on the source of the loan (federal loans vs. private loans), taking on so much debt is not the best idea. Although student loans can sometimes be the only dependable option, they should never be the first place to look.
Your education is as important as obtaining financial stability, so it should not be prioritized over your well-being. You can use many strategies to graduate college with the least debt possible, including which school you attend.
Bold.org is a great resource for graduate and undergraduate students seeking financial support. The website is constantly updated with new scholarship opportunities every day, giving thousands of dollars that can be applied toward school expenses. With the inclusion of various criteria, there is a scholarship for all at Bold.org. Apply today to be one step closer to graduating with the least debt.