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Sowing Season Scholarship

Funded by
user profile avatar
Spears Financial Coaching LLC
$500
1 winner$500
Awarded
Application Deadline
Apr 18, 2026
Winners Announced
May 19, 2026
Education Level
Undergraduate
Share
Eligibility Requirements
Education Level:
Undergraduate student
State:
North Carolina or South Carolina
Race:
BIPOC
Financial Status:
Low-income
Experience:
Non-profit or volunteering experience
Education Level:
State:
Race:
Financial Status:
Experience:
Undergraduate student
North Carolina or South Carolina
BIPOC
Low-income
Non-profit or volunteering experience

Spears Financial Coaching believes each person should have the opportunity to create a life of financial peace.

When someone is free from the stressors that can arise from financial obligations, many decisions can be made to improve not only their present circumstances but also their future lives. Financial peace is an incredible privilege that can set one up for a lifetime of success, but getting there is not always easy.

This scholarship aims to support and uplift students so they can pursue their studies with as few financial stressors as possible. 

Any BIPOC, low-income undergraduate student in North Carolina or South Carolina may apply for this scholarship if they have non-profit or volunteering experience. Applicants must have a profile picture to be eligible. Those from single-parent households are strongly encouraged to apply.

To apply, tell us why financial peace matters to you and how your decisions would be different if you had no financial stressors.

Selection Criteria:
Ambition, Drive, Impact
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Published January 10, 2026
$500
1 winner$500
Awarded
Application Deadline
Apr 18, 2026
Winners Announced
May 19, 2026
Education Level
Undergraduate
Share
Essay Topic

Why is financial peace important to you, and if you had no financial stressors, what decisions would you make differently today for your current and future life? 

400–600 words

Winners and Finalists

May 2026

Winners
Mariah Marable
Anderson University
Irmo, SC
Finalists
Michelle Cornelius
Chamberlain University-North Carolina
Charlotte, NC
Rebecca Pereira
Blue Ridge Community College
Hendersonville, NC
ReNayal Hines
North Carolina A & T State University
Greensboro, NC
Heather Joachin
Western Governors University
Gastonia, NC
Terinee Dozier
Western Carolina University
Blythewood, SC
Minaya Williams
North Carolina A & T State University
Raleigh, NC
Lynnette Ray
Central Piedmont Community College
Charlotte, NC

Winning Application

Mariah Marable
Anderson UniversityIrmo, SC
Financial peace is important to me because it directly affects my sense of stability and the choices I’m able to make for my future. While I don’t feel like money strongly impacts my relationships, it does impact my mindset and the opportunities available to me. Right now, one of my biggest concerns is how expensive college is. Knowing how much tuition costs and thinking about student debt creates stress about whether I’ll be able to afford the life I want after graduation. It can be overwhelming to think about starting adulthood already owing a large amount of money. Because of this, financial stress sometimes makes me think more about what is practical rather than what I truly want. Instead of focusing only on my interests or passions, I have to consider whether a career will pay enough to support me and help me pay off debt. Financial peace would remove that constant pressure and allow me to think more clearly and confidently about my future. It would give me the ability to focus on school, personal growth, and long-term goals without always worrying about money in the background. If I had no financial stressors, I would make different decisions starting right now. In college, I would take full advantage of opportunities that I might currently hesitate about because of cost. For example, I would consider studying abroad, participating in more activities, or taking internships based on experience rather than pay. I would also feel more comfortable choosing a path that truly interests me instead of one that feels like the safest financial option. Looking toward the future, financial peace would allow me to build my life with more intention and less pressure. I wouldn’t feel like I have to rush into the highest-paying job just to stay afloat. Instead, I could focus on finding a career that I enjoy and that aligns with my goals. I would also prioritize saving and planning for the future early, which would help create long-term stability. Without financial stress, I could take my time making important life decisions and feel more confident in them. Overall, financial peace means having the freedom to make choices without constantly worrying about money. It would allow me to focus on what truly matters to me and create a future that feels secure and fulfilling. Even though money doesn’t define my relationships, it still plays a major role in shaping my opportunities and my peace of mind.

Explore All Kinds of Scholarships for All Kinds of Students

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FAQ

When is the scholarship application deadline?

The application deadline is Apr 18, 2026. Winners will be announced on May 19, 2026.

How will scholarship application information be used?

Your privacy is a top priority on the Bold.org platform, and you can find our privacy policy in full here. You may opt out of communications from Bold.org at any time, and unless we’ve first notified you and gotten your consent, you’ll never receive communication from any third parties related to personal information you give us.

What is the scholarship award?

Award amounts per winner are designated by the donor. Check the award amount for a detailed breakdown.

When will the scholarship winner be chosen? How will they be notified?

The winner will be publicly announced on May 19, 2026. Prior to the announcement date, we may contact finalists with additional questions about their application. We will work with donors to review all applications according to the scholarship criteria. Winners will be chosen based on the merit of their application.

How will the scholarship award be paid?

Award checks will be sent to the financial aid office of the winner's academic institution in their name to be applied to their tuition, and in the name of their institution (depending on the school's requirements). If the award is for a qualified educational non-tuition expense, we will work with the winner directly to distribute the award and make sure it goes towards qualified expenses.

How will my scholarship application be verified?

Before we award the scholarship, the winner will be required to confirm their academic enrollment status. Depending on the circumstances, verification of Student ID and/or their most recent transcript will be required.

How should I get in touch with questions?

If you have any questions about this scholarship or the Bold.org platform, just email contact@bold.org and we’ll get back to you as quickly as we can.

Does the scholarship have terms and conditions?

Yes. The terms and conditions for this scholarship can be found here.

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