Firstcard-Scholarship for Students

College for students is an academic , educational and professional. I’m a student in BMCC . As someone currently attending community college, I can tell you firsthand about many of its benefits. Not only is community college significantly cheaper than four-year institutions and often much closer to home, it’s also a great place to begin your education, if you’re someone like me who was unsure of a specific program of study to pursue right after graduating from high school. My major is Human Resources. People have always told me that taking loans is bad because you have high interest, and gain stress that will harm my credit and in high school they don’t teach us about credit, loans, taxes ,etc. I would like the education system to create these programs for our future and make the right decisions in our credit . The financial advice I’ll give creating a budget and sticking to it lets you control where your money goes instead of wondering where it went. A budget is a guide that helps you track and organize your cash. It provides for your personal financial goals, which may include paying bills, saving, giving to others, treating yourself, and much more. An emergency fund can save you from future crisis ,for example, losing your job, paying tuition , needing a car repair. This is important you never know and the least expecting you will need it . Having this financial safety net gives you peace of mind and helps protect you from having to incur debt. Scholarships are a source of help that doesn't require repayment.Scholarships may be awarded based on a range of factors, including academic achievement, inclusion and diversity, and financial necessity. The amount of a scholarship can also vary greatly. There is competition of gaining a scholarships but applying and preparing for an essay , they are also non required essays scholarships. Building your credit score guide you financially and how likely you are to repay a loan on time. It affects your ability to finance large purchases like a house or car, your eligibility to obtain lower interest rates, as well as your potential to receive housing and insurance discounts associated with a high credit score. There are credit scores range from 300 – 850 and the higher the score, the better your chances are of being approved for a loan and obtaining a favorable rate. Some of the factors that contribute to the calculation of your credit score include your bill history, the amount of debt, and the amount of credit you’re using. Helps you to be responsible and paying on time your bills. In conclusion , these financial decisions that you make during college will have a lifelong impact, which is why it’s important to know this and continue your education beyond high school should open new doors and provide you with new opportunities, not burden you with financial regrets. Wise financial decision making now can lead to a prosperous financial future and help give you the upper hand when it comes to financial success.