My name is Terry Brown, and I’m a college student double majoring in Business Administration with a concentration in Accounting and Criminal Justice. I’ve always believed that success should be shared. This scholarship would help me continue my education without financial stress, allowing me to stay focused on building a career that gives back to my community, those in need, and to the people who have been denied second chances. Growing up, I learned how to be self-motivated and disciplined. I didn’t have the luxury of waiting for opportunities I had to create them. In high school, I served as president of the Student Government Association, vice president of my senior class, and captain of several sports teams, including wrestling, volleyball, and golf. Those experiences taught me the value of teamwork, leadership, and responsibility. Today, I carry that same mindset into college, where I serve as president of our Anime and K-pop Club and work in campus security during breaks. My future plans include owning several small businesses, particularly laundromats and car washes in underserved communities. These aren’t just business ideas; they’re blueprints for change. I want to hire people who are often overlooked, those re-entering society after incarceration, individuals overcoming homelessness or addiction, or single parents trying to make ends meet. I want my businesses to offer more than a paycheck. I want them to provide mentorship, skill-building, and a real chance to get back on their feet. This mission comes from what I’ve seen and experienced. I’ve worked as an armed security officer and have witnessed the realities people face every day, the struggle, the perseverance, and the desire for a second chance. I know what it’s like to be judged before you're understood, and I’ve seen how one opportunity can change a life. That’s the kind of impact I want to make, starting with something as simple as a job, a clean start, and a place where people feel seen. Community service has always been important to me. I’ve volunteered with my school’s campus safety office and assisted in emergencies, including fire scenes and car crashes, helping ensure the safety of others. Outside of campus, I’ve handed out toiletries and meals to people experiencing homelessness, taken time to clean up the streets, and done what I can to care for those who are often forgotten. I’ve also mentored fellow students and helped coordinate outreach events. Whether I’m guiding someone new, working security, or giving back to the community directly, I believe every act of service creates a ripple effect, and I want to keep that ripple going wherever I go. This scholarship would help me pay for school while continuing to support my family and save for my future business ventures. I’m determined to graduate debt-free so I can pour more into my dreams of entrepreneurship and public service. I may not have a traditional path, but I have a clear one: serve, uplift, and build something that lasts. Thank you for considering my application. I’m not just asking for support, I’m promising to turn that support into something real, something lasting, and something that helps others long after I’ve received it.

The book Beaten Black and Blue by Officer Brandon Tatum opened my eyes in a way no other book had. It didn’t sugarcoat anything. It told the story of a Black police officer navigating the complexities of race, duty, identity, and justice in America. Reading his story, I saw my own struggles fighting to belong, carrying the weight of expectations, and wanting to be a force for good even when the world misunderstands you. That book didn’t just inspire me it helped define my purpose. It showed me that I could serve my community with pride, while also standing firm in my identity. It made me realize that becoming a law enforcement officer doesn’t mean giving up who you are; it means using who you are to lead with empathy, strength, and understanding. It was through that book that I fully committed to a life of service, aiming to become a Navy Master at Arms, and eventually an Indiana State Trooper. But that journey isn’t just about chasing titles it’s about healing, especially within myself. Mental health has been a quiet but constant battle in my life. I’ve faced moments of anxiety, self-doubt, and emotional weight that most never see. Whether it was the pressure to lead, past trauma, or simply feeling overwhelmed, I’ve had to learn how to cope. I found comfort in music, skateboarding, gaming, and the support of close friends and mentors. I’ve also learned that talking about mental health especially as a young Black man is not weakness, it’s strength. My mental health journey has changed how I treat others. It’s made me more compassionate, more understanding, and more patient with people who are silently struggling. It’s also influenced my career goals. I don’t just want to enforce the law I want to be someone others can trust, someone who listens, and someone who protects people not just physically, but emotionally too. Beyond law enforcement, I’m working toward owning businesses like laundromats and car washes that employ people who deserve second chances. That includes the formerly incarcerated, single parents, and individuals trying to restart their lives. I want to offer jobs that come with dignity, mentorship, and the opportunity to grow. I want people to walk into work with their heads high, knowing they’re part of something bigger than a paycheck. I’ve led in many spaces: as a student government president, team captain, and now club president in college. But the leadership I value most is lifting others up. That’s the legacy I want to leave not just as an officer or a business owner, but as a person who saw the broken parts of the world and tried to heal them. Because I’ve learned that we live, we learn, and we keep it pushing, but we don’t do it alone.

Growing up, I saw firsthand the challenges Black entrepreneurs and professionals face in the business world. From limited access to capital and resources to systemic barriers, it’s often much harder for Black people to succeed. That’s why I am determined to use my education in business to create a better path—not only for myself but for my community. I am pursuing a degree in Business Administration with a concentration in Accounting, alongside a double major in Criminal Justice. These studies are giving me the skills to manage finances, understand legal requirements, and make smart business decisions. I believe these skills are essential to launching and sustaining ventures that provide opportunities and empower others. One of my main goals is to open a laundromat and a car wash business that specifically help formerly incarcerated individuals and homeless people get back on their feet. These businesses won’t just provide essential services—they will be stepping stones for people who face major employment barriers. By hiring, training, and mentoring these individuals, I want to help them rebuild their lives, gain stability, and contribute positively to the community. Many Black entrepreneurs and marginalized people face obstacles such as lack of capital and fair job opportunities. I want to change that. With the financial and business knowledge I’m gaining, I will manage my business wisely to build credit and a solid foundation. I also plan to share this knowledge with others by offering workshops on financial literacy and business skills, focusing especially on young Black entrepreneurs and those reentering society. In addition to supporting marginalized individuals, I want to promote innovation and entrepreneurship in the Black community. Embracing creativity and new technologies can help Black businesses compete on a bigger scale. I want to be a leader who encourages bold thinking and innovation, helping Black-owned businesses not just survive, but thrive and lead in their industries. My education will also help me advocate for policies that support Black economic empowerment and fair hiring practices. I plan to work with local business groups, nonprofits, and chambers of commerce to increase access to resources and funding for people with criminal records and those experiencing homelessness. Economic justice is key to social equity, and I want to be a voice pushing for change both inside and outside the business world. My Criminal Justice studies give me a unique perspective on how law and policy affect economic opportunities for Black people and marginalized groups. This insight will help me navigate challenges and fight for solutions that reduce systemic barriers. I’m driven by a deep responsibility to give back to my community. Education is a powerful tool for lasting change, and I am committed to using mine to open doors for others. By building businesses that empower Black professionals and marginalized individuals, I want to help create a stronger, more inclusive economy where everyone has a chance to succeed. Ultimately, I want to be part of a new generation of Black business leaders who break down barriers, build wealth, and inspire others to dream bigger. The education I’m earning now will be the foundation for a legacy of empowerment and change.

One person who has deeply influenced my life is my cousin, Captain/Constable Kendall Moore. He has been my role model growing up, especially as I’ve watched him serve with the Indianapolis Metropolitan Police Department (IMPD). He is the kind of officer that everyone in the community knows and respects. His reputation is such that if he was the one arresting you, you knew you must have been doing something seriously wrong. That kind of respect comes from his dedication, fairness, and consistent positive impact on the community. Watching Captain Moore’s example has shaped my goals and values, inspiring me to pursue a career in law enforcement. I want to be a state trooper because I want to serve and protect communities with the same level of integrity, respect, and professionalism that he embodies. Being a state trooper means playing a vital role in maintaining safety on highways and in areas that may not have immediate access to local law enforcement, and I am ready to take on that responsibility. One quality I’ve learned from Captain Moore is the importance of earning the community’s trust. He treats everyone with fairness and respect, regardless of the situation, and that has earned him genuine relationships with people. I believe building trust is key to effective law enforcement and creating safer communities. I plan to bring those same qualities to my career by listening to people’s concerns, being approachable, and showing that officers are here to help, not just enforce rules. Discipline and resilience are other habits I have developed that will help me succeed in law enforcement. I know this career requires physical fitness, mental strength, and the ability to stay calm under pressure. I’ve faced challenges in my life that have taught me to keep pushing forward and stay focused on my goals, even when things get tough. These experiences have prepared me to handle the demands of a law enforcement career. Integrity is something I take seriously. Like my cousin, I want to serve with honesty and uphold the law fairly and ethically. I believe officers must hold themselves accountable and act as role models in the community. Being dependable and transparent builds trust and helps officers work together with the people they serve. Finally, I understand the importance of learning and growth. Law enforcement is constantly evolving, and I want to keep improving my skills and knowledge throughout my career. This mindset will help me be an effective and compassionate officer who can adapt to changing situations and meet the needs of the community. In summary, Captain Kendall Moore’s example has been a powerful influence on me. His dedication, fairness, and positive impact in the community inspire me to pursue a career as a state trooper. I am driven to serve with integrity, build trust, and make a meaningful difference. This scholarship would support my education and training, helping me become the kind of officer who protects and uplifts the communities I serve.

My educational journey so far has been a testament to my determination, resilience, and passion for learning. As a first-generation college student, I have worked hard to maintain a strong academic record, currently holding a GPA above 3.0 while pursuing a double major in Business Administration with a concentration in Accounting and Criminal Justice. Balancing rigorous coursework with part-time work and community service has taught me time management, discipline, and perseverance. I take pride in my academic achievements because they reflect not just my ability to excel in the classroom but also my commitment to creating a better future for myself and those around me. My career goals are deeply rooted in my desire to serve and uplift others. I plan to join the United States Navy as a Master-at-Arms officer, with aspirations to become a K9 handler and work in the motorcade division. The inspiration for this path comes from my passion for protecting people and promoting safety in communities like mine. I want to be a positive force in law enforcement, using my training and skills to build trust and make a real difference. Beyond my military career, I intend to pursue a master’s degree in Business Administration and/or Criminal Justice to strengthen my leadership abilities. Ultimately, I plan to retire from military service and transition into civilian law enforcement, while also owning and operating community-focused businesses such as laundromats and car washes. These businesses will provide employment opportunities for those who need a fresh start, particularly individuals who have faced challenges like homelessness or a criminal record. Giving back to my community has always been a priority. Over the past several years, I have volunteered with local organizations, mentoring younger students and helping with community cleanups. I believe that small acts of service can create ripples of change, and I strive to be the kind of role model I wish I had growing up. Whether it’s tutoring peers, supporting campus events, or simply listening to someone who needs encouragement, I’m committed to making a positive impact on those around me. Community involvement isn’t just something I do; it’s part of who I am. Financially, this scholarship would make a significant difference in my ability to focus on my studies and career goals without the constant stress of tuition and living expenses. As a first-generation student from a single-parent household, I know firsthand how challenging it can be to afford higher education. My family has limited financial resources, and every bit of support helps lighten the burden, allowing me to invest more time and energy into excelling academically and professionally. This scholarship would provide the stability I need to continue striving for success. What sets me apart and fuels my passion is my unwavering commitment to being unapologetically myself while lifting others up. Growing up with limited resources but unlimited determination, I have learned to turn challenges into opportunities. I am driven by a desire to break cycles of hardship and create lasting change in my community and beyond. I deserve this scholarship because I am not just seeking personal success—I am committed to using my education and career to serve, inspire, and empower others who may be watching and waiting for someone to show them what’s possible. In conclusion, this scholarship would not only support my educational journey but also empower me to continue my mission of service, leadership, and community upliftment. I am ready to face the challenges ahead and excited to make a meaningful difference through my studies and future career.

How Growing Up in a Single-Parent Household Shaped My Goals, Values, and Ambitions Growing up in a single-parent household has been one of the most defining parts of my life. It didn’t just shape the way I was raised—it shaped who I am, what I believe in, and where I’m going. My mother raised me on her own, and watching her navigate life with strength, grace, and sacrifice taught me lessons no textbook could ever teach. Her example laid the foundation for my goals, values, and ambitions. From an early age, I understood that life wasn’t going to be easy—but it could still be meaningful. My mom worked long hours, sacrificed her own wants for my needs, and made sure I never lacked love or support, even when finances were tight. I saw her wear multiple hats: caregiver, provider, protector, and motivator. Her resilience gave me a front-row seat to what true strength looks like. That strength didn’t just inspire me; it pushed me to match her effort in my own way. I knew I had to take my education seriously, lead by example, and carry myself with pride. Living in a single-parent home instilled in me values like integrity, gratitude, and hard work. I learned the importance of being reliable, of showing up even when things are tough, and of treating people with empathy—because you never know what someone else might be going through. My mother’s compassion, even when we had little to give, stayed with me. That’s why I’ve always made it a priority to give back. Whether it’s mentoring classmates, volunteering in my community, or supporting my peers emotionally, I try to offer the same kind of encouragement I received growing up. My upbringing also shaped my goals and long-term vision. I’m currently pursuing a double major in Business Administration with a concentration in Accounting, along with Criminal Justice. I plan to serve in the U.S. Navy as a Master-at-Arms officer after graduation, with a focus on becoming a K9 handler and working in the motorcade division. I’ve chosen this path because I want to protect and serve others, particularly those in communities like the one I came from—communities that are often overlooked or underserved. While in the military, I also plan to earn my master’s degree in Business Administration and/or Criminal Justice. I see this as an investment in myself and the people I want to help. After retiring from military service, I plan to transition into civilian law enforcement and eventually own businesses such as car washes and laundromats. These won’t just be income sources—they’ll be community hubs. I want to employ those who are often passed over for opportunities: people who have a record, are recovering from homelessness, or simply need a second chance. At the end of the day, growing up in a single-parent household made me hungry—not just for success, but for impact. I’m determined to use my experiences to uplift others and break cycles. My ambition isn’t about flashy titles or wealth; it’s about creating something that lasts, something that serves. I want to be the person others look to and say, “Because of you, I didn’t give up.” Everything I am, I owe to the foundation my mother built for me—one made of sacrifice, love, and unshakable faith. She may have raised me alone, but because of her, I’ll never walk alone. Her legacy lives through my dreams, and I plan to honor that legacy by living a life of purpose, service, and strength.

Education has always been a priority in my life, not just because of the opportunities it can create, but because of the impact it can have on others through me. I’m currently pursuing a double major in Business Administration with a concentration in Accounting and Criminal Justice at an HBCU. As a first-generation college student, I’ve learned to navigate college with a deep sense of purpose, knowing that my journey can inspire others who come from backgrounds like mine. But graduation isn’t the end for me—it’s just the beginning. After earning my bachelor's degree, I plan to enlist in the United States Navy and attend Officer Candidate School (OCS) to become a Naval officer. I chose this path not only to serve and protect my country, but to build the leadership skills, discipline, and resilience that will prepare me for future roles in law enforcement and business. The military will give me hands-on experience managing people, facing high-pressure situations, and making decisions that matter. These are all qualities I know will serve me in the civilian world, especially when I return to continue serving my community in different ways. While serving in the military, I also plan to pursue my master’s degree in either Business Administration or Criminal Justice—possibly both. I want to continue challenging myself mentally while applying what I learn to real-world scenarios. A master’s in Business Administration will help me develop the tools I need to successfully operate and manage my own business ventures, while a master’s in Criminal Justice will deepen my understanding of the systems I plan to work within and improve. This advanced education will allow me to be more effective whether I’m leading a unit in the Navy or helping protect and uplift communities as a future Indiana State Trooper. After my military service, I plan to work in law enforcement—specifically, I hope to become a state trooper and eventually join specialized divisions like K9 or motorcade. At the same time, I want to open small businesses like car washes or laundromats in underserved communities. These businesses won’t just be about profit—they’ll be about people. I want to give second chances to those who need them most by hiring individuals who have been overlooked or are trying to get back on their feet. I believe in using my success to lift others up. Continuing my education post-graduation isn’t just about getting more degrees. It’s about becoming someone who’s fully equipped to lead, to serve, and to build something that lasts—whether that’s in uniform, in a courtroom, in my own business, or in the neighborhood I call home. I want to be a role model who proves that with focus, hard work, and the right support, you can rise above anything. My story is still being written, but I know that education will be the foundation for every chapter to come.

Growing up as a first-generation African American college student, I’ve always stood out—not just for what I’ve accomplished, but for how I carry myself. I’m different because I’m unapologetically myself. I embrace who I am: a young Black man with ambition, resilience, and a commitment to uplifting others, even when no one is watching—or when I think no one is. What makes me different isn’t just my background, it’s my drive to lead by example through everyday actions. I know that someone is always watching, whether it’s a younger cousin, a stranger on campus, or a student walking by while I’m volunteering. I’ve learned that our quiet decisions—how we treat people, how we carry ourselves in public, and how we respond to adversity—can inspire someone we may never even meet. My uniqueness lies in how I blend strength and kindness. As someone who has worked as an armed security guard and supported my community during real crises, including car accidents and fires, I’ve had to remain calm and decisive under pressure. But I also know when to show compassion. Whether I’m guiding a resident through a tough situation or stepping in to de-escalate a conflict, I always aim to leave people feeling safer and more respected. Outside of security work, I actively give back. From helping with campus events to supporting fellow students in my role as a resident assistant and club president, I try to be the kind of leader who makes space for others. I make it a point to talk to the quiet kid sitting alone or invite someone to join in a game or discussion. When I skateboard through campus, I notice people watching—some curious, some admiring—and often, they ask to try. I never say no. Instead, I hand them the board, cheer them on, and give them a chance to believe in themselves. That’s the kind of service that matters—not always formal, but powerful. I’ve had people later tell me how much that small moment meant to them, how it made them feel seen or confident enough to try something new. I never would’ve known the impact had they not said anything. And that’s what drives me: knowing that how I show up in the world can silently empower others. Being different also means breaking generational cycles. As a first-generation student, I’m paving a path that no one in my family had the opportunity to walk before. I study hard, take leadership roles, and plan a future that includes service through the U.S. Navy and later, as a state trooper. I want my life to show that you can come from humble beginnings and still rise—by staying true to yourself, using your gifts, and serving others along the way. My uniqueness isn’t just for me—it’s for the people who need to see someone like them succeed. For the kid wondering if college is possible. For the person unsure if they can be both strong and kind. For the student who just needs one person to believe in them. I don’t take that responsibility lightly. That’s why I lead, serve, and strive with intention. That’s why I continue being boldly and unapologetically myself. And that’s how I’ll keep making a difference—whether I ever see the results or not.

I’m currently pursuing a Bachelor’s degree in Business Administration with a concentration in Accounting, and I’m also double majoring in Criminal Justice. I chose these fields because I want to build a future that blends leadership, service, and stability—both for myself and the communities I hope to impact. Business and criminal justice may seem like two very different paths, but for me, they’re deeply connected by my desire to protect, serve, and empower others. Yes, I am planning on joining the United States Navy after graduation, where I hope to attend Officer Candidate School (OCS) and serve as a Master at Arms (MAA). Becoming an officer in the military has been a long-standing goal for me—not just for the honor of serving, but also because of the structure, discipline, and training that military service provides. I believe that the Navy will prepare me both physically and mentally for the challenges I’ll face later in my law enforcement and business careers. I’ve always been drawn to careers where I can make a direct impact. Serving in the military will give me the chance to protect others on a larger scale, but it will also give me experience in leadership, crisis management, and public safety. I’m especially interested in becoming a K9 handler and possibly working in the motorcade division while in the Navy. These roles require sharp instincts, teamwork, and the ability to stay calm under pressure—skills that translate well into any law enforcement or public service career. After serving my country, my long-term goal is to become an Indiana State Trooper. I want to be someone the community can trust—someone who shows up with integrity and handles situations with fairness and professionalism. I know that policing comes with its challenges, but I believe in the importance of building positive relationships between law enforcement and the people we serve. I want to be a part of that change. Beyond my law enforcement goals, I plan to open my own businesses, including a car wash and several laundromats. But I don’t just want to own businesses—I want to use them to help others. I hope to employ people who are often overlooked, like those who are formerly incarcerated or struggling financially, and give them a second chance at stability and self-respect. My businesses will serve the community, not just in service but through opportunity and mentorship. College is helping me lay the foundation for all of this. I’m gaining the academic knowledge and practical tools I’ll need, but more importantly, I’m learning about leadership, resilience, and how to balance multiple responsibilities. I’m deeply motivated by the idea that I can create a life of service—first to my country, then to my state, and always to my community. This degree isn’t just a personal goal—it’s a stepping stone toward a life dedicated to protecting others and creating positive change wherever I go.

Growing up in a first-generation, low-income household, I quickly learned that economic empowerment isn’t just about having money—it’s about having options. It’s about building something that lasts and creating opportunities not just for yourself, but for the people who come after you. That’s why I chose to major in Business Administration with a concentration in Accounting at my HBCU. I want to use my education and career to invest in underrepresented communities like mine, not only financially but socially and structurally. To me, business isn’t just about profit—it’s about people. My long-term vision is to own multiple small businesses, including laundromats and car washes, that create real pathways to stability for individuals who are often overlooked—people reentering society after incarceration, the unhoused, or those without formal education. These businesses will be more than service providers; they will be stepping stones for those who need a second chance. I believe in meeting people where they are and helping them move forward with dignity. Economic empowerment begins with access—access to jobs, to mentorship, to resources, and most importantly, to belief in one’s potential. I plan to reinvest profits into community programs that teach financial literacy, entrepreneurship, and trade skills to youth and adults. If we can equip people with the tools to build something of their own, we’re giving them the power to change their lives and their communities from the inside out. That’s long-term impact. That’s legacy. I’ve experienced what it means to work hard and still struggle. I’ve watched talented people get passed over because they didn’t fit a certain mold. That’s why I’m so committed to creating inclusive spaces through business innovation. I believe in leading with compassion, structure, and strategy. From hiring practices to partnerships, I’ll ensure that my businesses reflect the diversity and strength of the communities they serve. This kind of social equity is what drives me. When people feel seen, supported, and respected, they thrive—and so does the community around them. As a business leader, I want to be the kind of person who makes a difference without needing a spotlight. I don’t just want to succeed—I want to take others with me. I plan to mentor younger students at HBCUs and in local schools, sharing not just advice but resources, connections, and real-world experiences. I also want to use my platform to advocate for policies and business practices that prioritize equity, sustainability, and opportunity. HBCUs have given me a space to learn, grow, and see examples of Black excellence across every field. Being part of this legacy inspires me every day. I want to pay it forward by building something that empowers others—because success means more when it’s shared. I believe business can be a tool for justice, not just income, and I’m determined to lead with purpose. This scholarship would help lighten the financial load and allow me to focus more on my academic and business development goals. But more than that, it would be a reminder that people believe in what I stand for—and that only makes me want to work harder. With the support of this scholarship, I will continue turning my vision into reality—one business, one opportunity, and one changed life at a time.

Charity is important to me because I’ve seen firsthand how much of a difference a helping hand can make. Growing up in a low-income household and being a first-generation college student, I understand what it feels like to need support and not always have access to it. That’s why I believe charity is more than just giving—it’s about uplifting others, creating opportunities, and breaking down barriers. Attending an HBCU has shown me the power of community, culture, and shared struggle. It has motivated me to not only chase success for myself but to help others do the same. I’ve made it a goal in my life to give back to the people and places that helped shape me. In the future, I plan to open businesses like laundromats and car washes that do more than just serve customers—they’ll provide employment opportunities for people who are often overlooked, like those experiencing homelessness or reentering society after incarceration. I want to build systems that support people in rebuilding their lives and regaining stability. On top of that, I want to offer mentorship to youth in underserved communities and help them prepare for life after high school—whether that means college, the military, or a trade. Charity, to me, is an ongoing commitment to do right by others and invest in people who just need a chance. I want my success to mean something beyond myself. I want it to open doors for others, just like people once did for me.

The problem I’m most passionate about solving is the lack of meaningful economic and employment opportunities for people who face barriers like incarceration, homelessness, or systemic inequality. I first realized how important this issue was to me through my own experiences growing up in a low-income, first-generation family and seeing people in my community struggle to find stable jobs and build better lives. Growing up, I watched family members and neighbors face tough situations—some had trouble finding work because of past mistakes, others struggled to support their families while trying to escape poverty. These challenges often felt like a cycle that was impossible to break. I realized early on that having a steady, supportive job isn’t just about income—it’s about dignity, purpose, and hope for the future. I became especially aware of this problem in high school while volunteering with local community groups. I met people who wanted to change their lives but didn’t have access to the right opportunities or training. Their frustration and determination stayed with me, and I knew I wanted to do something meaningful to help. As I began college, this passion grew stronger. I’m studying Business Administration with a focus on Accounting and Criminal Justice because I want to understand both how businesses operate and how justice systems impact communities. I believe that combining these fields will help me design solutions that create real, lasting change. My plan is to open sustainable businesses—like eco-friendly car washes and laundromats—that not only protect the environment but also provide jobs and training for people who are often left out of the traditional workforce. These businesses will offer a second chance to people coming out of incarceration, those experiencing homelessness, and others facing barriers. I want to create safe spaces where employees feel valued, supported, and motivated to grow. I also want to promote financial literacy and wellness alongside these efforts. Many people lack the tools and knowledge to manage money effectively, which makes it harder to break cycles of poverty. By teaching budgeting, saving, and smart financial habits, I hope to empower individuals to take control of their futures. What drives me is the belief that opportunity is a powerful force for transformation. Giving people meaningful work and financial education doesn’t just help them survive—it helps them thrive. It rebuilds families, strengthens communities, and creates healthier neighborhoods. It’s about restoring hope and dignity. This issue is personal to me because I’ve seen what happens when people don’t have access to opportunity—and I’ve also seen what’s possible when they do. My own journey as a first-generation college student from a low-income background fuel my determination to create pathways for others. Solving this problem requires creativity, compassion, and a commitment to justice and sustainability. I’m eager to keep learning, building skills, and working with others who share my vision. Through my studies and future career, I want to make a positive impact by opening doors for people who need them the most and proving that everyone deserves a chance to succeed. This is the problem I’m obsessed with because it’s about people’s lives, futures, and the communities we all share. It’s about breaking barriers and building something better—for myself, my family, and generations to come.

I’m a first-generation college student pursuing a double major in Business Administration with a concentration in Accounting and Criminal Justice. Growing up in a low-income family, I’ve faced many challenges that have shaped who I am today. My parents didn’t attend college, so I didn’t have much guidance when it came to navigating higher education. Despite these obstacles, I’ve stayed focused and determined because I know that earning a college degree is the key to creating a better life—not just for me but for my family and community. My studies are helping me build the skills and knowledge I need to make a real difference in the world. I want to use my business education to create opportunities that support people who face barriers, such as those coming out of incarceration or experiencing homelessness. For example, I plan to open eco-friendly car washes and laundromats that use sustainable cleaning products, water-saving technology, and energy-efficient equipment. These businesses won’t just be about making money—they’ll be about providing jobs and training for people who might not otherwise have access to stable employment. I believe that offering jobs to people who have been overlooked is a way to promote wellness—not just financially, but emotionally and socially. Having a steady job gives people purpose, pride, and the chance to rebuild their lives. That’s the kind of positive impact I want to make in my local community. Besides creating job opportunities, I’m also passionate about financial education. Many people don’t realize how their financial choices affect their lives and the environment. I want to develop workshops and programs that teach budgeting, saving, and investing while encouraging people to support sustainable businesses. I believe financial wellness and environmental responsibility go hand in hand. When people manage their money wisely and make eco-conscious decisions, they build stronger futures for themselves and the planet. My Criminal Justice studies also play an important role in my goals. I want to understand how law and business can work together to create safer, fairer communities. I’m interested in helping reduce recidivism by offering second chances through employment and support programs. Combining what I learn in both majors will help me design solutions that are practical and impactful. Ultimately, my career goals are about more than personal success. I want to lead by example and inspire others, especially young people from backgrounds like mine, to believe in themselves and their ability to make a difference. Being a first-generation student means I carry the hopes of my family and community with me. I want to prove that with hard work, determination, and the right support, we can overcome obstacles and create positive change. In five years, I see myself running successful businesses that prioritize people and the environment. I want to hear stories of employees who turned their lives around, community members who learned to manage their finances better, and neighborhoods that are cleaner and stronger because of the work I helped make possible. That kind of impact is what drives me every day. Through my studies and future career, I’m committed to creating opportunities, promoting wellness, and protecting the environment. I believe that by combining business, justice, and compassion, I can help build a better world for everyone.

Going to college means much more than just earning a degree to me—it represents the chance to break cycles, build a better future, and become the person I’ve always wanted to be. As a first-generation, low-income student, I know firsthand how tough it is to face barriers and limited opportunities growing up. My parents didn’t have the chance to guide me through the college process because they didn’t go themselves, and financial resources were tight. Still, I’ve learned to push through challenges with determination and a clear vision of why college matters—not just for me, but for my family and community. College is important to me because it’s my pathway to stability, growth, and leadership. I’m pursuing a degree in Business Administration with a concentration in Accounting, while also double majoring in Criminal Justice. This combination reflects my passion for helping people and my interest in how business and law can work together to create safer, stronger communities. I believe that earning my degree will give me the tools, knowledge, and credentials I need to succeed in the professional world—and to give back to others who come from backgrounds like mine. Beyond the classroom, I want my college experience to help me grow as a leader and role model. Being the first in my family to attend college means I’m setting an example for younger siblings, cousins, and community members who might think college isn’t an option for them. I want them to see that with hard work and the right support, we can overcome obstacles and reach our goals. That’s why I’m involved in campus activities like student government and clubs that focus on cultural awareness and community service. These experiences teach me how to work with others, communicate effectively, and build networks—all skills I’ll need in the future. Financially, college is a big challenge for me and my family. Without scholarships and financial aid, attending college would be nearly impossible. That’s why this scholarship is so important—it represents the kind of support that can keep me focused on my studies and personal growth, without the constant worry of how to pay for tuition, books, or living expenses. Every dollar I receive lessens the burden on my family and lets me invest more time in learning and preparing for my future career. Lastly, I want to use my college experience to make a positive impact beyond myself. I’m passionate about creating opportunities for people who are often overlooked or left behind—whether that means opening eco-friendly businesses that hire formerly incarcerated individuals or teaching financial literacy workshops in my community. College will give me the education and resources to turn these ideas into reality. In summary, college is my chance to break through the barriers of my background and build a future where I can support myself, my family, and my community. I want to grow academically, personally, and professionally while inspiring others who come from similar situations. With the help of this scholarship and the opportunities college provides, I’m confident I can reach these goals and create a lasting, positive impact.

Over the next five years, I plan to make a positive environmental impact in my local and global communities through finance and wellness. As a Business Administration major with a concentration in accounting and a double major in Criminal Justice, I’ve learned how powerful responsible financial decisions and ethical business practices can be—not just for individuals, but for the planet. I want to use my skills and passion to build businesses and programs that support people, create opportunities, and protect the environment. One of my main goals is to open eco-friendly car washes and laundromats in underserved areas. These businesses will use energy-efficient machines, water-saving technology, and biodegradable cleaning products to reduce waste and limit pollution. But this isn’t just about going green. I want my businesses to be places where people who have faced tough circumstances—like homelessness or incarceration—can find stable jobs and a chance to rebuild their lives. Employment offers more than just a paycheck; it gives people a sense of purpose, stability, and pride. I believe true wellness includes financial security and community support, which lead to stronger, healthier neighborhoods. In addition to providing jobs, I want to educate my community about how financial wellness and environmental responsibility are connected. Many people don’t fully understand how their spending habits and financial choices impact the environment. I plan to hold workshops and events that teach budgeting, saving, credit-building, and sustainable living. By helping people manage their money better and support eco-friendly businesses, I hope to encourage habits that benefit both individuals and the planet. Beyond local efforts, I want to support global environmental causes as well. As my businesses grow, I’ll look for ways to partner with nonprofits focused on clean water access, renewable energy, and sustainable development. I believe success means giving back—whether through donations, volunteering, or raising awareness. My goal is to create a ripple effect where my work helps communities not just here at home, but around the world. I also want to set an example for other young entrepreneurs and community leaders. I want to show that you don’t have to choose between running a successful business and doing the right thing for people and the environment. Businesses can and should be forces for good. By sharing my story and the impact of my work, I hope to inspire others to start their own paths toward sustainability and social responsibility. In five years, I see myself as more than just a business owner. I want to be a leader who changes lives, promotes wellness, and protects the environment. I want to hear stories of people who got their first job at one of my businesses or learned how to budget and live more sustainably through my workshops. I want my work to build stronger communities with cleaner neighborhoods and healthier futures. Ultimately, I’m motivated by the belief that lasting change comes from combining financial knowledge, community support, and environmental care. Through this approach, I’m confident I can make a real difference—one job, one lesson, and one sustainable step at a time.

My upbringing has been the cornerstone of my character, shaping the values, work ethic, and vision I carry today. Growing up, I was surrounded by people who emphasized the importance of discipline, perseverance, and service to others. These lessons weren’t just taught—they were lived. Witnessing my family’s determination to overcome challenges and build a better future instilled in me a sense of responsibility to do the same, not only for myself but for those who look up to me. One of the most significant influences on my life has been observing the sacrifices made by those around me to create opportunities for my success. Whether it was family members working tirelessly to provide or mentors guiding me to develop my leadership skills, these experiences cultivated in me a deep appreciation for hard work and resilience. They also sparked a passion for creating opportunities for others, a drive that motivates me to leave my own positive mark on the world. Challenges along the way have shaped my perspective as well. Like many, I faced moments of uncertainty and adversity that tested my character and resolve. These experiences taught me the importance of staying focused on my goals, no matter the obstacles. They also fueled my determination to use my platform to inspire others to rise above their circumstances and pursue their own dreams. As I look ahead, I am committed to building a new legacy that honors the values I’ve inherited while forging a path uniquely my own. My academic pursuits in business administration, paired with my aspirations to serve in the military and law enforcement, reflect this mission. By striving for excellence in these fields, I aim to be a role model for others, especially young people from similar backgrounds, showing them that with dedication and integrity, they too can achieve their goals. Beyond personal success, I envision a legacy rooted in service and leadership. I plan to use the lessons from my upbringing to contribute to my community, whether by supporting youth development programs, fostering financial literacy, or improving public safety through law enforcement. The combination of my academic knowledge, leadership experience, and values will enable me to build initiatives that not only uplift others but also create lasting change. Ultimately, my upbringing taught me to value perseverance, to lead with integrity, and to serve with purpose. These principles will guide me as I strive to create a legacy that empowers others to achieve their potential, leaving behind a world better than the one I inherited.

I am a college student with a deep commitment to making a positive impact in my community and beyond. Throughout my life, I have faced various challenges—both personal and financial—that have tested my resolve. However, these experiences have only strengthened my determination to succeed, as I strive to break barriers and create opportunities for those who come after me. Growing up, I witnessed the power of resilience in my family, especially in my cousin, whose story has been a driving force behind my ambitions. He faced difficult circumstances that could have easily led him down a path of defeat, but instead, he used his challenges to fuel his desire to succeed. He joined the Army, rose to the rank of E3, and worked hard to build a better life. His story of overcoming adversity continues to inspire me every day as I pursue my education and future career in law enforcement. I am currently working towards a Bachelor’s degree in Business Administration with a concentration in accounting, while also planning to attend Officer Candidate School after college to become a commissioned officer in the U.S. Navy. My career aspirations align with my belief in service, leadership, and commitment to making a difference. I believe that by pursuing a career in law enforcement, I can contribute to the safety and well-being of my community and ensure that those who face challenges in life have the support they need to thrive. This scholarship will play a crucial role in helping me continue my education without the burden of financial stress. It will allow me to focus on my studies, pursue leadership opportunities, and further develop the skills needed to become a positive force in society. With this support, I will be able to continue my journey toward becoming the type of leader who can inspire others and create lasting change. As a person of color, I understand the importance of representation and the impact that diverse perspectives bring to leadership and problem-solving. I am committed to using my education to amplify the voices of others and to advocate for those who face obstacles similar to the ones I have overcome. This scholarship will not only empower me to continue my education but will also help me fulfill my mission to contribute to a more equitable and just society. Thank you for considering my application for the Anthony B. Davis Scholarship. Your support will provide me with the resources necessary to achieve my goals and, in turn, help me make a meaningful difference in the world.

Perseverance Against the Odds: A Lesson From My Cousin One late night, around 1 or 2 in the morning, my cousin and I were watching Family Guy. Between laughs, our conversation shifted, and he shared a story that changed how I view life. He opened up about a winter in Minnesota when his mother put him out of the house. With nowhere to go, his father bought him a bus ticket to Indiana. While this gave him a lifeline, it left him to figure out his own path. Despite those challenges, my cousin never gave up. He told me that life can be cold and unforgiving, but as long as you have a goal and the drive to reach it, you can push through anything. His words resonated deeply with me because they came from someone who had lived through the harsh realities of life. Later, he faced more challenges. He started making poor decisions, following a path many in our family had taken before. For a while, it seemed like he might fall into the same cycle, but he refused to let his struggles define him. My cousin made a decision to turn his life around. Soon after, he joined the Army, rising to the rank of E3. He was stationed somewhere cold—Antarctica or a similarly frigid place—which felt symbolic. The cold that once represented his struggles became a place where he thrived. When I think about his transformation, I couldn’t be prouder. My cousin’s story is a testament to perseverance and courage. He showed me that no matter how tough life gets, it’s possible to rise above your circumstances. Watching him succeed inspired me to approach my own goals with the same determination. His journey motivates me every day. It’s why I’m working hard to earn my bachelor’s degree and why I plan to attend Officer Candidate School (OCS) after college to serve as an officer in the Navy. My goal is to honor his lessons and lead with the same resilience and strength he displayed. What my cousin taught me goes beyond words. He showed me that we are not defined by our setbacks, but by how we rise above them. His determination to forge a better life continues to inspire me as I build my own path. If he can overcome life’s challenges, so can I—and so can anyone willing to fight for a better future.

"Imagine a community where every interaction with law enforcement fosters trust and safety—this is the essence of what it means to be a good law enforcement officer. As a Black African American male, my experiences with law enforcement have generally been positive, largely due to encountering officers who embody this ideal and my own efforts to stay out of trouble. The impact of these officers on my life has been significant, from my school years to daily life on the streets. Being able to engage with officers, share a joke, or have a friendly conversation without fear of judgment or hostility exemplifies the qualities of effective law enforcement and highlights how officers should impact their communities. Building genuine relationships with the people they are sworn to protect and serve can make a profound difference. I have witnessed this firsthand. For instance, having an officer patrol your neighborhood daily, recognize you by name, and acknowledge you as a person rather than just another face or potential problem creates a sense of security and belonging. During my high school years, I made it a point to know every officer working at my school, even if only briefly. They were consistently friendly and attentive, always greeting me with a warm “Good morning, Terry” or “How are you today, Terry Brown?” They knew me well enough to recognize that if there was any trouble, it would be unusual for me, as they were familiar with my character and involvement in school activities, from sports teams to serving as President. This familiarity and connection provided comfort and reassurance to my classmates and me, knowing that the officers were not only doing their job but genuinely cared about our well-being. Their presence and engagement made us feel safer and supported, illustrating how positive interactions with law enforcement can significantly enhance community trust and safety. Recently, as I started college, I noticed a State Trooper at a local high school basketball game. Although I wasn’t familiar with the officers at this new school, seeing the Trooper there made me smile. It was reassuring to know that even while on patrol, a State Trooper had taken the time to ensure the safety of everyone at the game. This act, though perhaps unnoticed by many, had a meaningful impact. It was a reminder of the important role law enforcement plays in our daily lives, not just in maintaining order but in fostering a sense of community and security. The presence of such officers creates a warm and supportive atmosphere, proving that positive interactions with law enforcement can indeed make a lasting difference in our communities."