Imagine being able to retire by 50. While it doesn’t sound realistic, this type of lifestyle can be achieved through learning financial literacy early and taking early action. Unfortunately, this is an unachievable standard for many, simply because they don’t know how to make this possible. Many students struggle with managing their finances, financial literacy and the type of future led thinking in their finances. College is plagued by the stereotype of being a habitat of “broke college students”. “Broke college students” are so common as little is being done to teach financial literacy and change thinking about money for the present and the future. However, financial literacy for students is crucial as college is a time of independence and creates the building blocks for adult life. Students often will have to reduce their spending due to the costs they may accumulate due to college fees. Thoughtful research and a support system, these students can raise funds for school through scholarships, parental support and loans. However, for day to day expenses, it is important that students are wise with their spending, as this may be the first time they experience some sort of financial independence. A student’s financial goals should include but not be limited to earning income, saving, investing, budgeting, spending wisely, building a good credit score and paying of debts. These goals will build a solid foundation to build wealth and financial security in school and beyond. Some of these goals are important as a college student as they ensure you learn good financial literacy skills, but also because students may have cost they need to manage like car expenses, loans and food. Overall, it is crucial for students to manage their finances well and learn financial literacy. Doing so as a student, will provide good financial habits and literacy for now and in the future. My own financial journey started when I was young. I had never been a big spender and was taught to save through children’s saving programs at the bank. As I progressed to get my first job, I kept the same mentality, spending here and there but mostly saving and never spending all of my pay check in one go. When I graduated high school, I worked for 6 months before going to college. This allowed me to save as much money as I could before moving to the US where I would be limited in how much money I could earn as an international student. Now I continue to work on campus while studying and I am in a great position financially. I make an effort to save and invest most of my money. I had always made an effort to research financial literacy and learn to manage finances as well as put myself in the best financial position possible for the future.