My name is Kadyn Rawls, I'm passionate about finance, not to make the most money as possible. Rather, to help the families and the students that I know have the capability to make it, with a financial system that grows communities and protects them from systemic risk. Growing up, I watched the effects the 2008 market crash had on my mother, and as I got older, I saw more and more how these black swan events (a rare, severe, unpredictable market shock) held people back. Specifically, when as I was in a lower income high school for a semester before being transferred to a magnet school, where I saw not a change in personality in students, but in opportunity given. This made me never want to waste a single opportunity given and prioritize a future where I would be able to provide people guidance toward an easier life with finance. Back to these black swan events, I noticed many of their parents (mine included) weren't protected at all from any type of risk they couldn't control. In 2020, I watched 4 of my friends go through financial ruin and had to relocate into areas where they would have less opportunity. So, I did the only thing I really even knew how to do, learn, and I capitalized off whatever opportunity I learned about. By 2026, I gained enough knowledge to start my own blog where I post weekly educational investment concepts for no price at all. And as of recently, I've come to a topic that interests me greatly, using options to hedge the market and protect against systemic risk. Eventually, after I research this more and more in university, I'll find a way to protect lower income areas against systemic risk. Therefore, these top institutions that only intend to capitalize off the losers in the market, will have to accept: society is better off, when everyone is better off