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Jhaysean Richards

1x

Finalist

Bio

I am a strong candidate because my long term goal is to pursue a career in finance focused on expanding financial literacy in underappreciated communities. I want to help individuals and families understand budgeting, credit, and long term planning so they can make informed decisions and build stability.

Education

Bronx High School For Law And Community Service

High School
2022 - 2026

Miscellaneous

  • Desired degree level:

    Bachelor's degree program

  • Majors of interest:

    • Finance and Financial Management Services
  • Not planning to go to medical school
  • Career

    • Dream career field:

      Financial Services

    • Dream career goals:

    • IT Operations & Customer Support Intern

      BNP Paribas
      2025 – Present1 year

    Sports

    Track & Field

    Varsity
    2022 – Present4 years

    Public services

    • Volunteering

      Roosevelt Educational Campus — Library Intern
      2023 – Present

    Future Interests

    Advocacy

    Volunteering

    Philanthropy

    Entrepreneurship

    Scorenavigator Financial Literacy Scholarship
    That September night, he leaned back in his chair, his eyes tired, letting me read it line by line. Every so often, he stopped me to ask what something meant. Sometimes I didn’t know, but I tried anyway. What stood out wasn’t the paper I was reading. It was the way he looked at me, letting me into a part of his life he usually kept shut off. I didn’t realize it at the time, but I was helping him carry a weight he had always carried alone. The first time my dad asked me to help with bills, I was ten. The kitchen table was covered in envelopes and papers. He asked me to come over and sit next to him. He handed me a Con Edison bill. “Read this to me,” he said. My dad, a Jamaican immigrant who didn’t like depending on people, especially with money, was asking me for help. I remember thinking, “Why was I the one tasked to do this?” I would sigh or tell him I didn’t want to do it right then. Other times I stayed quiet, skipping past parts I thought were insignificant. Later, I learned his insecurities were tied to not being able to attend high school. His mother couldn’t afford the tuition, and he was sent to a construction site to learn how to lay tile. I began to see how a lack of financial education turns everyday systems into sources of stress. My father was not the only one in my family who needed assistance. My brother was next. During my freshman year, at my mother’s house, I helped my younger brother with homework. I did not even have a chance to change out of my track practice clothes when he would bombard me with questions, handing me assignments covered in red marks. I remembered feeling that same frustration when I was younger. Each time he slammed his pencil down, eyes filling with tears, I pulled my chair closer. We took a breath together. We worked through each problem slowly. It wasn’t just about finishing homework. It was about helping him believe in himself. Those moments reflected how my father felt and how deeply he wanted the best for me. That mindset followed me into my own education. During pre calculus, I faced confusion similar to what I saw at home. Instead of shutting down, I learned to pause and ask questions. I used Khan Academy, attended office hours, and sought tutoring. I realized confusion was not failure. It was part of learning. Education, both academic and financial, became about access and clarity rather than ability. Responsibility has never been just a duty for me. It is how I honor my family’s sacrifices. Whether sitting beside my father as he unfolded bills he didn’t understand or calming my brother when he wanted to give up, I learned that support changes outcomes. These experiences shaped my interest in finance, not as a pursuit of numbers, but as a way to expand financial literacy and stability for families like mine. Now, when I sit at the kitchen table, the bills are prioritized and I read them with confidence. The weight feels lighter. Those moments showed me my purpose. Financial literacy is key to social and economic mobility, yet many families never gain access to it. I plan to build the knowledge and skills needed to help others navigate financial systems with confidence and clarity, just as I learned to do at home.