My name is Carter Gray, and I am thrilled to be attending Villanova University in the fall of 2025. I intend to pursue a major in Finance while competing on the Wildcats' swimming team. Growing up in Katy, TX, my childhood and upbringing have been shaped by my Catholic values and a simultaneous passion for both academics and athletics. As a dedicated swimmer, I’ve learned the values of discipline and teamwork, both of which I believe will assist my journey through college. At Villanova, I am excited to immerse myself in the rigor of the Finance program, where I will develop the analytical skills necessary to be innovative and navigate the financial sector. I desire to apply for the Applied Quantitative Finance path after my freshman year, pursue internship opportunities, and land a role as an analyst after I graduate. Receiving financial assistance would serve as significant help to truly focus on my academics while still fulfilling my role on the Villanova swim team. With this aid, I can maximize my time at Villanova with the opportunities that I am looking to chase. I am enthusiastic to discover and learn more about my passions that can set up my career.