Essay for Cariloop’s Caregiver Scholarship Caregiving has been the core of my life since the day my son came home from the hospital — when he was just five days old. As a single father from the very beginning, I stepped into a role that required not just love, but complete devotion, sacrifice, and strength. Every bottle, every late-night fever, every school project, and every hard conversation has been my responsibility. Over the past seventeen years, caregiving has meant being everything for him: parent, provider, teacher, protector, and counselor. It has also meant balancing full-time work, managing my own health challenges — including home hemodialysis five days a week — and pursuing my dream of completing my second undergraduate degree. From the start, caregiving meant learning how to juggle it all alone. I became fluent in hospital visits, school meetings, grocery budgeting, emotional support, and bedtime stories. There was no backup plan. Every decision, big or small, had to be made with my son's best interests at heart. As he grew, so did the responsibilities — ensuring he received a good education, had a stable home, and knew that he was loved and supported unconditionally. Through it all, I have tried to be a living example that hard work, resilience, and perseverance matter — even when life feels overwhelmingly difficult. Caregiving has shaped every part of who I am today. It has taught me endurance beyond what I thought possible, especially balancing parenting with working full-time and maintaining my health through intensive dialysis treatments. It has pushed me to pursue higher education, even when the odds seemed stacked against me, because I know that achieving my degree in Accounting with a concentration in Forensic Accounting and Fraud Examination will not only improve my life but will give my son a future built on stability, security, and opportunity. Caregiving has deepened my empathy, sharpened my resilience, and strengthened my commitment to giving back. It has also shaped my career goals: I want to work in fraud prevention and public service, ensuring that vulnerable communities — like the one I came from — are protected and empowered. Receiving the Cariloop Caregiver Scholarship would be transformational. Financially, it would ease the immense burden of tuition while managing household expenses, medical costs, and the needs of my son as he prepares to graduate high school. Emotionally, it would be a recognition of the journey I have walked — a journey filled with sleepless nights, endless sacrifices, and the unshakable hope that my efforts would build a better life for my son. It would allow me to continue focusing on my education without having to constantly worry about choosing between tuition and essential living expenses. Most importantly, receiving this scholarship would affirm the lesson I’ve tried to teach my son since he was a child: that no matter what hardships you face, your dreams are still worth fighting for. I want my life — and his — to be living proof that with determination, love, and community support, anything is possible. Thank you for considering my story.

Essay for Marie J. Lamerique Scholarship for Aspiring Scholars Growing up in a single-parent household taught me lessons that no textbook or lecture could ever provide. Watching my mom work tirelessly to provide, to nurture, and to overcome obstacles without complaint, I learned early that strength is not just physical — it’s a matter of heart, perseverance, and faith. Those experiences shaped my goals, my values, and my ambitions, making me the person I am today: a determined first-generation college student, a full-time worker, a single parent myself, and someone deeply committed to building a better future for my family and community. Having only my mom to depend on growing up forced me to mature quickly. I witnessed firsthand the sacrifices she made to ensure I had opportunities she did not. Whether it was working long hours, managing household responsibilities, or offering support even when exhausted, her example instilled in me the belief that success is earned through hard work, discipline, and selflessness. Today, those same values guide every decision I make — from pursuing my undergraduate degree in Accounting with a concentration in Forensic Accounting and Fraud Examination at Southern New Hampshire University, to raising my own 17-year-old son with the same unwavering love and commitment I once received. The challenges I faced growing up did not discourage me; they fueled my ambition. I knew from an early age that I wanted to not only build a stable life for myself but also to create opportunities for others who come from circumstances like mine. Being raised by a single mom taught me empathy — the understanding that many people are fighting battles we cannot see. That empathy has shaped my career goals: to work in fraud prevention and public service, where I can protect vulnerable communities, advocate for fairness, and ensure that systems serve those they were designed to help. In addition to my academic and career aspirations, my experiences have inspired me to give back through volunteering. Through my work with the Volunteer Income Tax Assistance (VITA) program, I help low-income families navigate complex tax systems, reclaim their hard-earned money, and understand their financial rights. Each time I assist someone who feels overwhelmed or unheard, I am reminded why I am on this path — to be a source of support, guidance, and empowerment for those who need it most. Managing my responsibilities today — balancing full-time work, college, single parenthood, and home hemodialysis five days a week — is not easy, but it is deeply meaningful. Every struggle reaffirms the values I learned from my mom: perseverance, resilience, gratitude, and hope. I understand the power of showing up, even on the hardest days, and I strive to pass that lesson on to my son, just as my mom passed it to me. Receiving the Marie J. Lamerique Scholarship would be more than financial support — it would be an acknowledgment of a journey that started in a single-parent household but continues forward with strength, purpose, and ambition. I am committed to honoring the sacrifices made for me by lifting others as I climb, and by building a career and a life centered around justice, service, and compassion.

Essay for Larry Joe Gardner Memorial Scholarship for Public Policy Growing up as a first-generation college student from a low-income background, I learned early on that perseverance, service, and education were my keys to building a better future. As a single parent raising a 17-year-old son, working full-time, managing home hemodialysis five days a week, and pursuing my undergraduate degree in Accounting with a concentration in Forensic Accounting and Fraud Examination, I am deeply committed to making a difference not just for myself, but for my community. Every challenge I have faced has only strengthened my resolve to fight for justice and build a society where opportunities are accessible to all. Through my degree and future career, I plan to make a positive impact in three major ways. First, I will work to prevent financial fraud and protect vulnerable communities. Fraud disproportionately affects low-income and minority populations, and my goal is to ensure that resources meant for community growth are preserved and used properly. Second, I aim to promote financial literacy and transparency through community education programs. Teaching individuals how to protect their finances empowers them to break cycles of poverty and marginalization. Third, I hope to influence public policy by advocating for stronger protections against fraud and financial abuse at the municipal and state levels, ensuring that systemic reforms create lasting change for generations to come. Currently, I am already contributing to social change through my volunteer work with the Volunteer Income Tax Assistance (VITA) program. Helping low-income individuals navigate complex tax systems has shown me how critical access to free, honest assistance is. Many of the families I serve would otherwise have been taken advantage of or left without the refunds and support they deserve. Beyond technical help, I provide guidance and reassurance — sowing seeds of empowerment one conversation at a time. My own life circumstances have also allowed me to serve as a model of resilience within my community. Balancing chronic illness, parenting, education, and work has inspired others facing hardships to continue striving toward their goals. I believe that representation is powerful; seeing someone who shares your struggles succeed makes the impossible feel possible. My dream is not just to have a successful career — it is to create impact that outlasts me. Through fraud prevention, education, and policy reform, I aim to help create a world where justice is more than an ideal; it is a lived reality for everyone, regardless of background or income. Receiving the Larry Joe Gardner Memorial Scholarship would not only support my educational journey but also allow me to further my mission of advancing justice and uplifting communities too often left behind. Thank you for considering my application.

Essay for Larry Joe Gardner Memorial Scholarship for Public Policy Growing up as a first-generation college student from a low-income background, I learned early on that perseverance, service, and education were my keys to building a better future. As a single parent raising a 17-year-old son, working full-time, managing home hemodialysis five days a week, and pursuing my undergraduate degree in Accounting with a concentration in Forensic Accounting and Fraud Examination, I am deeply committed to making a difference not just for myself, but for my community. Every challenge I have faced has only strengthened my resolve to fight for justice and build a society where opportunities are accessible to all. Through my degree and future career, I plan to make a positive impact in three major ways. First, I will work to prevent financial fraud and protect vulnerable communities. Fraud disproportionately affects low-income and minority populations, and my goal is to ensure that resources meant for community growth are preserved and used properly. Second, I aim to promote financial literacy and transparency through community education programs. Teaching individuals how to protect their finances empowers them to break cycles of poverty and marginalization. Third, I hope to influence public policy by advocating for stronger protections against fraud and financial abuse at the municipal and state levels, ensuring that systemic reforms create lasting change for generations to come. Currently, I am already contributing to social change through my volunteer work with the Volunteer Income Tax Assistance (VITA) program. Helping low-income individuals navigate complex tax systems has shown me how critical access to free, honest assistance is. Many of the families I serve would otherwise have been taken advantage of or left without the refunds and support they deserve. Beyond technical help, I provide guidance and reassurance — sowing seeds of empowerment one conversation at a time. My own life circumstances have also allowed me to serve as a model of resilience within my community. Balancing chronic illness, parenting, education, and work has inspired others facing hardships to continue striving toward their goals. I believe that representation is powerful; seeing someone who shares your struggles succeed makes the impossible feel possible. My dream is not just to have a successful career — it is to create impact that outlasts me. Through fraud prevention, education, and policy reform, I aim to help create a world where justice is more than an ideal; it is a lived reality for everyone, regardless of background or income. Receiving the Larry Joe Gardner Memorial Scholarship would not only support my educational journey but also allow me to further my mission of advancing justice and uplifting communities too often left behind. Thank you for considering my application.

As a Black man working toward my degree in Accounting with a concentration in Forensic Accounting and Fraud Examination, I know that education extends far beyond the walls of a classroom. Throughout my life, I have faced and overcome obstacles that could have easily derailed my dreams — from growing up in a low-income background, to raising my son as a single parent, to managing home hemodialysis five days a week while working full-time and attending college. Each challenge has taught me that knowledge is power, and sharing that knowledge is one of the greatest tools we have to change the world. Although I am not pursuing a traditional teaching degree, I am fully committed to a career rooted in education and empowerment. Through financial literacy, fraud prevention, and public service, I aim to educate marginalized communities about protecting their resources, building generational wealth, and navigating complex systems designed to work against them. My volunteer work with the Volunteer Income Tax Assistance (VITA) program has already given me firsthand experience helping low-income individuals reclaim their financial power. Every time I help a family file a tax return correctly, secure a refund, or understand their rights, I am sowing seeds of knowledge that will continue to grow and strengthen communities. Representation matters, especially in fields like finance, compliance, and fraud prevention where Black voices have been historically underrepresented. I want to be the person who not only serves the community but also educates others who look like me — showing them that they belong in these spaces, that their voices and talents matter, and that they, too, can become leaders who break cycles of injustice. My dream is to create workshops and programs specifically designed to teach financial literacy and fraud prevention in underserved communities. I want to mentor young men who, like me, may have once believed their circumstances defined their futures. I want to inspire them to understand that education — in all its forms — can be their liberation. Whether I am speaking in schools, community centers, or directly mentoring individuals, my goal is to make education a tool for empowerment, self-defense, and generational change. Receiving the Mark A. Jefferson Teaching Scholarship would not only support my educational journey but also affirm my belief that teaching takes many forms — and that Black male educators are needed everywhere: in classrooms, in boardrooms, in city halls, and in community centers. I am committed to using my voice, my education, and my experiences to make a positive, lasting impact on the world.

Life often stitches together our purpose through the most difficult moments, and my story is no exception. As a single parent raising a 17-year-old son, working a full-time job, pursuing a second undergraduate degree, and managing home hemodialysis five days a week, every challenge I face has become a thread in the fabric of who I am. These experiences have not only tested my resilience but also ignited my passion for service, justice, and creating a better future for others who feel unseen or overwhelmed by circumstances beyond their control. Managing home hemodialysis while balancing work, school, and parenting has been one of the greatest challenges of my life. Every day requires strict discipline, organization, and an unwavering commitment to keep going even when physically and emotionally drained. There are no days off — only days where my "why" outweighs my exhaustion. I am not simply earning a degree in Accounting with a concentration in Forensic Accounting and Fraud Examination; I am building a foundation to fight for fairness, protect the vulnerable, and ensure that others have opportunities they might otherwise be denied. This journey has taught me that success is not measured solely by achievements but by how we sow seeds into others. I volunteer through the VITA (Volunteer Income Tax Assistance) program to help low-income families navigate complicated tax systems, ensuring they receive the refunds and credits they deserve. Small acts of service — listening patiently, offering encouragement, answering questions without judgment — have powerful ripple effects. Just as my life has been shaped by those who believed in me during my most difficult times, I am committed to sewing seeds of hope and empowerment into the lives of others. Looking ahead, I aspire to work in fraud prevention within the public sector, where I can protect the financial interests of vulnerable communities. My experiences have given me a deep understanding of how easy it is for people to be overlooked, cheated, or silenced when systems fail them. I want to be a voice for those who cannot always advocate for themselves. In every career move I make, I will honor the lessons life has stitched into me: perseverance, compassion, and the duty to lift others as I climb. Receiving the Sewing Seeds: Lena B. Davis Memorial Scholarship would not just support my education — it would affirm the belief that hard work, faith, and service matter. Like Lena B. Davis, I believe that small, everyday acts of kindness and strength can leave a lasting legacy. I hope to sew seeds of change in my community, believing that every act of encouragement, service, and resilience can grow into something far greater than we ever imagine.

As a first-generation college student from a low-income background, I know what it means to face obstacles that many others never have to imagine. I am currently pursuing my undergraduate degree in Accounting with a concentration in Forensic Accounting and Fraud Examination at Southern New Hampshire University. Every day, I balance working full-time, raising my 17-year-old son as a single parent, attending school, and managing home hemodialysis five days a week. Despite the challenges, I remain determined to use my experiences to fight for a more just and equitable world. One of the most important social issues I am working to address is economic justice. Through my volunteer work with the Volunteer Income Tax Assistance (VITA) program, I help low-income individuals and families navigate complicated tax systems, ensuring they receive the credits and refunds they are entitled to. Many of the people I help have been historically underserved or overlooked. By providing them with free, honest assistance, I am helping to build trust and fairness in a system that often feels inaccessible. It is a small but powerful way of leveling the playing field and making sure that vulnerable communities are not left behind. My career goal is to work in fraud prevention and public service, specifically protecting those who are most at risk of exploitation. I believe social justice is not limited to protests or speeches; it is also found in everyday systems — in how we manage money, enforce laws, and ensure transparency. By fighting fraud and promoting compliance, I aim to safeguard resources that belong to the people and ensure they are used to build stronger, healthier communities. Living with the realities of chronic illness and financial hardship has taught me that resilience is not enough without opportunity. Like Miguel Mendez, I recognize the importance of having support systems and how critical it is to use my success to lift others. I am committed to paying it forward by mentoring other first-generation students and advocating for policies that promote education, healthcare access, and economic justice. Social justice is not just a passion for me — it is personal. I know what it feels like to need help and to have systems stacked against you. My journey has fueled my drive to be part of the change, ensuring that future generations do not have to fight as hard just to survive. Receiving the Miguel Mendez Social Justice Scholarship would not just help me continue my education; it would allow me to carry Miguel’s legacy forward by building a career dedicated to fairness, accountability, and opportunity for all.

Ever since I was young, I’ve believed that true success isn’t measured solely by financial gain, but by the legacy we leave behind. I aspire to build a life that reflects purpose, perseverance, and service—values that have guided me through personal challenges, academic pursuits, and my professional journey. As a future entrepreneur, my goal is not only to build a thriving business, but also to shine a light that encourages others to dream boldly, work diligently, and believe in their potential. I plan to create a legacy by launching a boutique bookkeeping firm that serves small businesses, nonprofits, and self-employed individuals—especially those in underserved or minority communities. My mission is to make financial services accessible, transparent, and approachable, so clients can focus on what they do best while gaining confidence in their financial decisions. I understand how overwhelming financial management can be for business owners who are passionate about their work but may lack the background or resources to manage their books effectively. My firm will simplify the process, offering personalized support that meets each client where they are. Long-term, I hope to expand that venture into my own public accounting firm, offering a full range of services including auditing, tax preparation, and advisory consulting. This vision is grounded in my passion for accounting, my commitment to ethical business practices, and my belief that every business—regardless of size—deserves quality support to thrive. I don’t just want to offer services; I want to educate, uplift, and empower people to take control of their financial futures. I shine my light by living with intention and serving with heart. Whether it’s through volunteering in my community, mentoring youth, or supporting causes that promote equity and access, I make it a point to show up for others. My academic journey reflects the same commitment—I’ve maintained a strong GPA while balancing work and volunteer responsibilities, proving that with discipline and drive, excellence is attainable. With the support of this scholarship, I will continue pursuing my degree in accounting, with a concentration in forensic accounting and fraud examination. This field has opened my eyes to the importance of transparency and accountability, not only in business but in leadership. I plan to carry those values forward into the culture of my future firm. I don’t just want to start a business—I want to build something that lasts. A firm that creates opportunities, inspires trust, and leaves a lasting impression on every person it serves. That is the legacy I’m working toward, and that is how I plan to let my light shine.

Scholarship Essay: From Silent Struggles to Empowered Purpose For much of my life, I believed strength meant silence. I thought that if I just kept pushing through pain and stress without complaint, I’d eventually overcome whatever life threw my way. But that mindset nearly broke me. I’ve since learned that true strength isn’t about hiding struggles—it’s about facing them, naming them, and growing through them. As a first-generation college student, single father, full-time worker, and someone managing a chronic illness, I’ve always felt a responsibility to hold everything together. I’m currently pursuing my second bachelor’s degree at Southern New Hampshire University, majoring in Accounting with a concentration in Forensic Accounting and Fraud Examination. I maintain a 3.87 GPA while working full-time as a Client Services Supervisor. I also undergo home hemodialysis five days a week while awaiting a kidney transplant. The mental toll of juggling all these roles—provider, parent, patient, and student—became overwhelming. For years, I endured burnout and anxiety in silence, believing that seeking help would mean I wasn’t strong enough. But silence only deepened the weight I carried. It wasn’t until I acknowledged my need for mental health support that things began to change. Therapy helped me unpack years of stress, grief, and pressure. I began to understand that self-care is not weakness, but wisdom. Healing became an act of strength. This experience reshaped my beliefs. I no longer separate mental and physical health. I’ve learned that caring for the mind is just as essential as caring for the body. I’ve begun sharing my story with others—especially within my community and with fellow first-generation students—because I know how isolating it can feel to struggle quietly. Embracing vulnerability has become one of my greatest strengths and has allowed me to build more authentic connections, especially with my 17-year-old son. As a father, I’m committed to modeling a healthier version of manhood—one that encourages empathy, emotional expression, and balance. I talk openly with my son about mental health, urging him to speak up and prioritize his well-being. I want him to know that asking for help is not a sign of weakness, but a path to clarity and strength. These personal challenges have also shaped my professional goals. Having seen the impact of financial fraud on individuals—especially those already facing mental or emotional hardship—I’ve dedicated myself to a career in forensic accounting and public service. I currently volunteer with the IRS’s Volunteer Income Tax Assistance (VITA) program, providing free tax preparation to low-income families. It’s one way I turn my experiences into purpose, helping others who might be struggling silently, just as I once did. My long-term goal is to work in the Finance Division of my local government, promoting transparency, protecting public funds, and advocating for accountability and fairness. I also hope to be a voice for compassion in spaces where mental health is often overlooked. The Mikey Taylor Memorial Scholarship would be more than financial support—it would be recognition of the journey I’ve taken and the one I’m still on. It would ease my burden and allow me to continue growing, leading, and giving back. Thank you for considering my story. I hope to honor Mikey’s legacy by living openly, serving with purpose, and showing others that healing is always possible.

Scholarship Essay: Leading with Identity, Living with Purpose I'm Roderick Hope, and there’s one thing I’ve learned on this journey, it’s that being different is not a disadvantage—it’s a gift. As a Black, LGBTQ+, first-generation college student living with chronic illness and financial hardship, I’ve faced more than my share of challenges. But it’s those very challenges that have shaped my resilience, sharpened my purpose, and defined what makes me uniquely me. What sets me apart is the intersection of my identities and the path I’ve walked. I am currently pursuing my second bachelor’s degree—a Bachelor of Science in Accounting with a concentration in Forensic Accounting and Fraud Examination—at Southern New Hampshire University, where I maintain a 3.87 GPA. I previously earned a degree in Business Management and an associate degree in Business Administration, and I work full-time as a Client Services Supervisor, supporting people across the country. On top of that, I’m a single father to a 17-year-old high school junior and currently undergo home hemodialysis treatments five days a week while awaiting a kidney transplant. None of this has come easy. I’ve had to navigate every step without a blueprint. Growing up, no one in my family had gone to college. I didn’t know how to apply for financial aid, what classes to take, or what career path to follow. But what I lacked in guidance, I made up for in grit. I learned to juggle work, school, and parenting—often with little sleep and even fewer resources—because I knew the future I wanted for myself and my son was worth fighting for. As an LGBTQ+ individual, I’ve often felt like the “only” or the “other”—especially in academic and professional spaces. But instead of shrinking myself to fit into systems not built for people like me, I’ve embraced who I am with pride. My identity gives me a unique lens of empathy, justice, and inclusion that fuels everything I do. Whether I’m advocating for fair treatment of clients at work or volunteering through the IRS's Volunteer Income Tax Assistance (VITA) program to provide free tax preparation to underserved communities, I bring my full self to the table—unapologetically. I believe in turning pain into purpose. During the pandemic, I worked with a state unemployment agency where I witnessed the devastating effects of fraud and financial exploitation on vulnerable families. I experienced it personally when someone used my son’s identity to file a fraudulent tax return. These moments inspired me to pursue a career in forensic accounting—so I could help build systems of accountability and protection, especially for marginalized groups. What makes me a strong candidate for this scholarship is not just the obstacles I’ve overcome, but the vision I carry forward. I hope to work in public service, ideally within my municipal government’s finance division, where I can ensure that public resources are managed with integrity and transparency. I also want to mentor other LGBTQ+ and first-gen students, offering the guidance I never had and helping them see that who they are is their greatest strength—not something to hide. Adam Montes dedicated his life to education and supporting others in their growth. His legacy resonates deeply with me. I, too, am committed to lifting others up—not despite my struggles, but because of them. This scholarship would provide crucial financial support in my ongoing journey, but more than that, it would be a powerful affirmation that my identity, my story, and my impact matter. Thank you for considering me. I hope to honor Adam’s legacy by continuing to live authentically, serve boldly, and create space for others to do the same.

Scholarship Essay: Turning Obstacles into Opportunities The greatest achievement of my life isn’t marked by a single moment or a trophy on a shelf—it’s the culmination of perseverance, resilience, and an unyielding commitment to growth despite the odds. My greatest achievement is simply this: I never gave up! Through financial hardship, chronic illness, and life’s unexpected detours, I chose to continue to take care of my son, and now, I've chosen education—and I continue to choose it every day. My name is Roderick “Rod” Hope. I am a first-generation, low-income college student currently pursuing my second bachelor’s degree—this time in Accounting with a concentration in Forensic Accounting and Fraud Examination at Southern New Hampshire University. I hold a B.S. in Business Management and an Associate of Science in Business Administration. I currently maintain a 3.87 GPA while working full-time as a Client Services Supervisor, raising my 17-year-old son as a single father, and undergoing home hemodialysis treatments five days a week while waiting for a kidney transplant. It’s a lot to carry, but I carry it with pride because I know what’s on the other side: a future that looks different from my past. Choosing to return to college in my 40s was not a decision I made lightly. I come from a background where education was seen as a privilege, not a right. Financial instability shaped much of my youth and early adulthood. I often found myself having to choose between working to survive and daring to dream about something better. When I first earned my degree in Business Management, I thought I had made it—but then life threw me more than a few curveballs. During the height of the COVID-19 pandemic, I was working with a state unemployment agency when I began to see the devastating effects of identity theft and fraud on struggling families. I also experienced it personally when someone used my son’s identity to file a fraudulent tax return. Watching the financial vulnerability of others—and feeling it myself—was the moment that changed everything. I realized I wanted to be more than a witness to these problems. I wanted to be part of the solution. That realization inspired me to go back to school and specialize in forensic accounting. My goal is to work in the Finance Division of my local municipal government, where I can be a guardian of public trust—promoting transparency, fighting fraud, and creating fairer systems for people who often feel invisible in the process. I’ve also taken action now, not just later. I volunteer with the IRS’s Volunteer Income Tax Assistance (VITA) program, offering free tax preparation to low-income families. It’s a small way I can give back, and I plan to continue doing so every year that I’m selected to serve. Through this journey, I’ve learned that my greatest strength isn’t intelligence or experience—it’s endurance. I’ve learned to rise early after sleepless nights of dialysis, complete coursework with determination, and be fully present for my son despite exhaustion. I’ve learned to ask for help when I need it and offer it freely to others when I can. I’ve learned that leadership is not about having it all together, but about pushing forward with integrity, vulnerability, and a purpose bigger than yourself. This scholarship would make a tremendous difference in my life. It would reduce the financial strain that often forces me to make difficult choices between tuition, medical costs, and supporting my son’s future. But more than that, it would be a powerful affirmation—that despite everything I’ve been through, someone believes in the road I’ve chosen. In the future, I hope to be a changemaker in government finance, a mentor for other first-generation students, and an advocate for ethical practices in both public and private institutions. I want to help create systems where people aren’t punished for being poor, where information is accessible, and where communities are protected from fraud and financial exploitation. The road hasn’t been easy—but I’ve kept walking. And that, to me, is my greatest achievement. I’m proud of how far I’ve come, and I’m even more excited about where I’m going. Thank you for considering my story. With your support, I’ll continue turning obstacles into opportunities—not just for myself, but for everyone I serve along the way.

Scholarship Essay: Serving with Purpose, Leading with Integrity My name is Roderick “Rod” Hope, and I am a proud first-generation college student currently pursuing my second bachelor’s degree—a Bachelor of Science in Accounting with a concentration in Forensic Accounting and Fraud Examination—at Southern New Hampshire University. I previously earned a Bachelor of Science in Business Management from Troy University and an Associate of Science in Business Administration. I maintain a 3.87 GPA while working full-time as a Client Services Supervisor, raising my 17-year-old son as a single father, and undergoing home hemodialysis treatments five days a week while waiting for a kidney transplant. Despite these challenges, I remain deeply committed to building a career rooted in public service. My long-term goal is to work in the Finance Division of my local municipal government, where I can use my education, experience, and lived perspective to promote accountability, financial transparency, and ethical decision-making. I believe that government should work for the people, especially those who are often overlooked or underserved—and I want to be part of making that a reality. My passion for service comes from real-world experiences. During the COVID-19 pandemic, I supported clients through a state unemployment agency, where I witnessed firsthand how fraud, bureaucracy, and inequity affect vulnerable populations. Later, I experienced this personally when someone used my son’s identity to file a fraudulent tax return. These moments lit a fire in me—to protect others, to fight for fairness, and to help people navigate complex systems with dignity. To further that mission, I volunteer with the IRS’s Volunteer Income Tax Assistance (VITA) program, where I provide free tax preparation services to low- and moderate-income individuals and families. Each year, I plan to continue this service, using my skills to empower people with financial knowledge and peace of mind. I’ve chosen this career path because I believe in making a difference from the inside out. Whether it’s helping a single mother understand her tax return or ensuring city funds are used responsibly, I want every decision I make in my career to reflect integrity, compassion, and a commitment to service. Receiving the Robert F. Lawson Fund for Careers that Care would not only provide financial relief but also honor the values I live by every day. Like Mr. Lawson, I believe that a life of service doesn’t end at retirement—it continues in how we choose to show up for our communities, our families, and the next generation. With this scholarship, I will continue to pursue my education and career with a clear mission: to use my knowledge and experience to uplift others, create systems of fairness, and serve as a responsible steward of public trust. Thank you for considering my story. With your support, I will carry forward the legacy of service, integrity, and care that this scholarship represents.

Scholarship Essay: Standing Strong, Pushing Forward My name is Roderick “Rod” Hope, and I wear many hats—single father, full-time worker, community volunteer, and first-generation college student. I’m currently earning my second bachelor’s degree in Accounting with a concentration in Forensic Accounting and Fraud Examination at Southern New Hampshire University, while maintaining a 3.87 GPA and working full-time as a Client Services Supervisor. Life hasn’t been easy. I come from a low-income background, and I’ve had to figure things out on my own—from navigating financial aid to balancing full-time work with raising my 17-year-old son, who’s now a high school junior. On top of that, I’m undergoing home hemodialysis five days a week while waiting for a kidney transplant. But I don’t let any of it stop me. I show up every day with determination because I believe in what I’m working toward. I’ve seen how financial fraud can devastate families, including my own. That’s why I’ve dedicated myself to building a future where I can protect others through forensic accounting and public service. I also volunteer with the IRS’s VITA program, offering free tax prep to underserved families. It’s one way I give back and make real change, one return at a time. This scholarship would lighten the financial load and allow me to focus more on serving my community and completing my degree. But more than that, it’s a vote of confidence. I’ve worked hard to turn struggle into purpose, and with support like this, I’m just getting started.

Scholarship Essay: A Journey of Purpose and Preparedness Choosing to pursue higher education as a first-generation college student has been one of the most transformative decisions of my life. For me, higher education is more than a personal achievement—it's a commitment to break generational barriers, create a better future for my family, and serve my community with purpose and integrity. I am Roderick “Rod” Hope, a single father raising a 17-year-old high school junior, a full-time Client Services Supervisor, and a student pursuing my second bachelor’s degree. I currently attend Southern New Hampshire University, working toward a Bachelor of Science in Accounting with a concentration in Forensic Accounting and Fraud Examination. I previously earned a Bachelor of Science in Business Management from Troy University and an Associate of Science in Business Administration. Balancing work, parenting, health challenges—including undergoing home hemodialysis five days a week—and maintaining a 3.87 GPA has required not just discipline, but deep-rooted resilience. My decision to return to college was driven by a desire to serve others. During the COVID-19 pandemic, I worked closely with individuals impacted by identity theft and unemployment fraud. Later, I became a victim of identity theft myself when someone used my son’s information to file a fraudulent tax return. These experiences gave me clarity and direction: I wanted to enter the field of forensic accounting to help prevent fraud and protect those most vulnerable. As a first-generation student, I didn’t have a roadmap or family guidance through the complexities of higher education. I had to learn how to navigate financial aid, class planning, and career choices on my own. But rather than let those challenges discourage me, I used them as motivation to become resourceful and proactive. I joined professional organizations such as the Association of Certified Fraud Examiners and the National Society of Leadership and Success to build a support network and develop leadership skills. I also volunteer with the IRS’s Volunteer Income Tax Assistance (VITA) program, offering free tax preparation services to low-income families—a role I plan to continue annually for as long as I’m selected. Preparing for college meant building the confidence to step back into the academic world while juggling full-time work and parenting. It meant staying up late to complete assignments after dialysis and early mornings making breakfast and reviewing homework with my son. But through it all, I’ve remained focused on my mission: to be a role model, to elevate others through financial literacy and advocacy, and to build a stable foundation for my family and community. This scholarship would not only ease the financial pressure of continuing my education but also affirm the value of perseverance, service, and vision. I am committed to using my education to impact the public sector, fight financial fraud, and create systems of trust and accountability. Thank you for considering my application. As a first-generation student, I stand not only for myself but for those who come after me—ready to show what’s possible through hard work, purpose, and determination.

Scholarship Essay: A New Chapter with Purpose and Vision Returning to college in my 40s has been one of the most courageous and rewarding decisions of my life. My name is Roderick “Rod” Hope, and my journey has been defined by perseverance, responsibility, and a deep desire to create lasting impact—for my family, my community, and the people I serve. While many might find it difficult to return to school later in life, my decision was made even more complex by my health and personal responsibilities. I currently undergo home hemodialysis treatments five days a week while waiting for a kidney transplant. On top of that, I’m a single father raising my 17-year-old son, who is now a high school junior. These challenges are real and often overwhelming, but they have only strengthened my determination to succeed and set an example of resilience and purpose for my son. I hold a Bachelor of Science in Business Management from Troy University and an Associate of Science in Business Administration. I am now pursuing my second bachelor’s degree—a B.S. in Accounting with a concentration in Forensic Accounting and Fraud Examination—at Southern New Hampshire University. Despite the many demands on my time and energy, I’ve maintained a 3.87 GPA while working full-time as a Client Services Supervisor, managing my health, and being fully present for my son. My decision to return to school was fueled by personal and professional experiences. During the COVID-19 pandemic, I worked with a state unemployment agency where I witnessed the devastating impact of fraud and identity theft. I later experienced that devastation personally when someone used my son’s identity to file a fraudulent tax return. These events sparked a passion in me to pursue a career in forensic accounting and fraud prevention to help protect vulnerable individuals and communities from exploitation. These experiences have shaped my values: integrity, accountability, and service. They also inspired my long-term goal of working in the Finance Division of my municipal government, where I can help promote transparency and ethical financial practices. I also aim to launch local initiatives focused on financial literacy and fraud awareness to support low-income and underserved communities. In addition to my studies and full-time work, I serve as a volunteer with the IRS’s Volunteer Income Tax Assistance (VITA) program. Through VITA, I provide free, accurate tax preparation services to individuals and families in need. I plan to continue this volunteer work every year for as long as I am selected to serve, as it allows me to give back and use my skills to create positive, direct impact. Receiving the Debra S. Jackson New Horizons Scholarship would ease the financial burden of my education and help me stay focused on completing my degree while balancing my health and responsibilities as a parent. It would also affirm that my efforts to rise above adversity and serve others are recognized and valued. Debra S. Jackson’s story is a powerful reminder that it’s never too late to pursue a new path. Like her, I believe in second chances, the power of education, and the importance of using our experiences to uplift others. I hope to carry her legacy forward through my own life—by overcoming obstacles, creating opportunity, and making a lasting difference.

Scholarship Essay: Breaking Barriers and Building a Legacy Being the first in my family to pursue a college degree is both an honor and a responsibility that I carry with deep pride. It means stepping into uncharted territory, navigating systems no one in my family has experienced, and breaking the cycle of educational disadvantage. It also means serving as an example for my 17-year-old son and others in my community who may believe that higher education is out of reach. For me, being a first-generation college student is about more than earning a diploma—it’s about creating a legacy that rewrites the future of my family. I have already earned a Bachelor of Science in Business Management from Troy University and am currently pursuing my second bachelor’s degree—a Bachelor of Science in Accounting with a concentration in Forensic Accounting and Fraud Examination—at Southern New Hampshire University. I currently maintain a 3.87 GPA while working full-time as a Client Services Supervisor at Direct Interactions. The path hasn’t been easy, but my determination is fueled by my desire to build a career rooted in integrity, service, and lasting impact. My decision to pursue forensic accounting stems from both professional and personal experiences. During the height of the COVID-19 pandemic, I worked closely with clients affected by fraud, identity theft, and financial instability. Later, I faced a similar situation in my personal life when someone used my son’s identity to file a fraudulent tax return. These moments solidified my desire to protect others—especially vulnerable populations—from financial exploitation. I have since become a volunteer with the IRS Volunteer Income Tax Assistance (VITA) program, providing free tax preparation services to low-income individuals and families. I plan to continue this work each year for as long as I am selected to serve. My long-term goals include working in the Finance Division of my municipal government, where I can advocate for financial transparency, ethical practices, and resource accessibility. I also want to use my education and experience to promote financial literacy in underserved communities, helping others build the skills and confidence they need to navigate complex financial systems. Ultimately, I hope to serve as a mentor to other first-generation students, offering the guidance I never had but always needed. This scholarship would not only provide much-needed financial support, but also serve as recognition of the work I’ve done and the work I intend to continue. As a first-generation student, I’m not just earning a degree—I’m opening doors that were once closed and making sure they stay open for others. Thank you for considering my application and for supporting students like me who are committed to breaking barriers and building something better—for our families and for the world around us.

Essay: Growing Community Through Service and Financial Empowerment As a first-generation college student from Columbus, Georgia, I understand the weight that financial insecurity can place on a person’s future. My journey toward higher education has not been easy, but it has taught me the importance of resilience, community, and giving back. That’s why I’ve made it my mission to use my experiences, education, and passion to make the world—and especially my community—a more informed, empowered, and financially secure place. I am currently pursuing my second bachelor’s degree, a B.S. in Accounting with a concentration in Forensic Accounting and Fraud Examination, at Southern New Hampshire University. I maintain a 3.87 GPA while working full-time as a Client Services Supervisor at Direct Interactions, supporting vulnerable individuals across the country. But beyond academics and work, I’ve committed myself to community service through a cause that aligns directly with my passion for financial empowerment: the IRS Volunteer Income Tax Assistance (VITA) program. Through VITA, I provide free, accurate, and confidential tax preparation services to low- and moderate-income individuals and families. Many of the people I assist have never filed taxes on their own, don’t know what credits they qualify for, or are overwhelmed by the process. Helping them gain clarity and confidence is one of the most rewarding experiences I’ve ever had. I plan to continue serving with VITA every year, for as long as I am selected to volunteer. This program is not just a service—it’s a movement to lift people up through financial knowledge, and I’m proud to be a part of it. My long-term vision is to work in the Finance Division of my local municipal government, where I can influence budgeting, transparency, and responsible public spending. I also aim to continue supporting underserved communities by promoting fraud prevention, financial literacy, and ethical leadership. Whether it’s through my day-to-day job, volunteer work, or mentorship, I believe in creating real, lasting change through practical action and informed service. Even now, I strive to make a difference beyond just tax season. I use my knowledge and lived experiences to educate friends, neighbors, and clients on protecting their identities, understanding their rights, and navigating financial systems with confidence. I’ve been both a helper and someone in need of help, so I know the power of having someone stand in your corner. Receiving the Trees for Tuition Scholarship would be transformative. It would ease the financial pressure of my education and allow me to focus more energy on serving others—through VITA, through my work, and eventually, through public service. Trees symbolize growth, rootedness, and impact over time. That’s how I see my role in my community. I’m not just trying to succeed for myself—I’m planting seeds of knowledge, compassion, and empowerment that will grow far beyond me. Thank you for considering my application and for investing in students who are committed to giving back and lifting others along the way.

Scholarship Essay: About Me and How This Scholarship Will Help Me Continue My Educational Goals My name is Roderick “Rod” Hope, and I am a first-generation, low-income college student currently pursuing my second bachelor’s degree—a Bachelor of Science in Accounting with a concentration in Forensic Accounting and Fraud Examination at Southern New Hampshire University. I currently maintain a 3.87 GPA while working full-time as a Client Services Supervisor at Direct Interactions. Balancing school, work, and family life as a father has not been easy, but every step forward has brought me closer to a future I once thought was out of reach. Growing up in a low-income household, I learned early on the importance of resilience and hard work. My parents, though they didn’t attend college, instilled in me the value of education and the belief that it could open doors for a better life. However, navigating college as a first-generation student meant figuring out everything on my own—financial aid, course planning, and balancing academic demands with personal responsibilities. I completed my first bachelor’s degree in Business Management at Troy University and an associate degree at Chattahoochee Valley Community College, both while working and supporting my family. Returning to pursue a second bachelor’s degree is part of my commitment to professional growth and a more secure future for myself and my son. My interest in forensic accounting stems from both personal and professional experience. During the COVID-19 pandemic, I worked closely with clients facing unemployment fraud and identity theft. That experience became deeply personal when I later discovered that someone had fraudulently filed a tax return using my son’s information. These experiences shaped my desire to work in fraud prevention, and I am determined to use my skills to protect vulnerable individuals from financial exploitation. Outside of work and academics, I remain actively involved in professional and leadership development. I am a member of the National Society of Leadership and Success as well as the Association of Certified Fraud Examiners. These affiliations reflect my commitment to lifelong learning, ethical leadership, and the pursuit of excellence in all that I do. Despite my academic performance and determination, financial challenges remain very real. Tuition, books, and other educational expenses place a significant burden on me as a full-time worker and father. Receiving the Kumar Family Scholarship would not only provide critical financial relief but also serve as a powerful reminder that my hard work is seen, valued, and supported. It would allow me to continue my studies with fewer financial obstacles, helping me stay on track to graduate in May 2026 and pursue a career in fraud examination or public sector finance. Education has transformed my life. With the right support, I can continue building a future rooted in service, accountability, and integrity. I want to be a voice for others who come from underserved communities—those who may not see themselves in professional roles yet, but who have the drive to get there. This scholarship will help me stay on that path and, ultimately, give back to others who are just starting theirs.

Essay: Using My Talents to Build a More Empathetic and Understanding Global Community As a first-generation college student, I’ve come to realize that empathy and understanding are not just values—they are essential tools for creating a better world. I’m currently pursuing my second bachelor’s degree in Accounting with a concentration in Forensic Accounting and Fraud Examination at Southern New Hampshire University. With a 3.87 GPA and a deep commitment to ethical leadership, I am driven by more than academic success—I’m motivated by the impact I can make, both locally and globally. My talents lie in connecting with people, understanding complex systems, and advocating for justice and fairness. I’ve developed these skills over time—first as someone who had to navigate college and adulthood without a blueprint, and now as a Client Services Supervisor at Direct Interactions, where I support vulnerable populations and lead with patience, empathy, and efficiency. I’ve also seen firsthand how financial fraud and systemic inequality can harm individuals and communities, especially those with limited resources. Through my work and education, I’ve become especially passionate about protecting people from financial exploitation. During the COVID-19 pandemic, I supported efforts to detect and report identity theft and fraudulent unemployment claims. Later, I experienced the effects of identity theft in my own life, when someone used my son’s information to file a fraudulent tax return. These experiences were painful but also clarifying—they revealed how much more work needs to be done to protect individuals and educate communities about financial safety. I plan to use my education and professional experience to serve as a bridge between vulnerable communities and the institutions that are supposed to protect them. Whether working within government finance, fraud examination, or compliance, I want to make systems more accessible, transparent, and human-centered. My goal is to advocate for those who are often overlooked—low-income families, first-generation students, and underserved populations—by helping them understand their rights and navigate complex financial systems with confidence. Empathy begins with listening. In my personal and professional life, I make it a point to understand where people are coming from. Whether I’m leading a team, helping a client, or mentoring a young person, I believe that everyone deserves to be heard and supported. I hope to continue building a global community rooted in compassion by using my skills to reduce harm, increase financial literacy, and foster systems of trust and accountability. I am honored to be considered for the Harry & Mary Sheaffer Scholarship. With your support, I will continue my journey of turning hardship into purpose and using every opportunity to help others rise—just as I have.

Essay: How Being a First-Generation College Student Influences My Career Goals As a first-generation college student, I carry not only my own hopes, but the dreams and sacrifices of my family. Coming from a low-income background, I’ve had to navigate college without a blueprint. Every application, every financial aid form, and every class has been a step into unfamiliar territory. But it’s also been a step toward something greater: building a legacy for my son and showing him what’s possible. My journey hasn’t been traditional. I’ve worked full-time while pursuing my degree, and I’m currently on track to graduate with a Bachelor of Science in Accounting with a concentration in Forensic Accounting and Fraud Examination. I chose this path because of my personal experiences with fraud—both professionally, while supporting clients as a supervisor at Direct Interactions, and personally, after dealing with identity theft involving my son’s personal identifiable information. Being the first in my family to go to college has shaped my purpose. I’m not just chasing a degree—I’m pursuing a career where I can protect others from the financial harm I’ve seen. My ultimate goal is to work in fraud prevention, helping individuals, businesses, and government agencies safeguard their resources and trust. I want to be a voice for people who feel powerless when their identities or livelihoods are stolen, especially those in vulnerable communities like the one I come from. This experience has taught me perseverance, resourcefulness, and the importance of staying grounded in values like honesty and service. I’m proud of how far I’ve come, and I know this journey is about more than just me. It’s about paving the way for others—especially my son—to believe in the power of education, resilience, and doing the right thing.

Scholarship Essay Being a first-generation college student is more than a personal achievement—it is a symbol of perseverance, sacrifice, and hope. I am the youngest of six children, raised by a single mother who had only an eighth-grade education. Despite limited resources and overwhelming responsibilities, she worked tirelessly to provide for our family and instilled in us the importance of hard work, character, and faith in a brighter future. With no formal understanding of the educational system, my mother could not assist with homework or college planning, but her unwavering belief in our potential was more powerful than any academic guidance. Watching her raise six children alone, often putting our needs above her own, taught me that education would not only be my path forward—it would be the way I honor her sacrifices and create generational change. Today, I am pursuing a Bachelor of Science in Accounting with a concentration in Forensic Accounting and Fraud Examination, maintaining a 3.87 GPA while working full-time as a Client Services Supervisor. As the first in my family to attend college, every academic milestone I reach is shared with my mother and siblings, whose sacrifices helped me arrive at this point. My personal growth has also been shaped by meaningful extracurricular involvement. As a member of the National Society of Leadership and Success and the Association of Certified Fraud Examiners, I have developed a strong sense of ethical responsibility, leadership, and community service. These organizations have challenged me to think beyond individual success and focus on ways to make a broader impact. Although I’ve taken a nontraditional route, my role as a supervisor in a remote work environment has served as an essential extracurricular experience. Leading and mentoring a diverse team, resolving conflicts, and training new employees have helped me develop communication and leadership skills that are directly transferable to my academic and professional goals. Looking ahead, I plan to earn my Certified Public Accountant (CPA) designation and work in a leadership role within the finance division of my local government. I am passionate about transparency, financial stewardship, and ensuring that public funds are managed equitably. I want to be a voice for underserved communities and a model for others who may come from similar backgrounds—showing them that their beginnings do not define their potential. To me, being a first-generation college student means more than being the first to go to college—it means breaking cycles, raising the bar, and carrying the dreams of those who came before me. It means proving that where you come from does not determine how far you can go. With the support of this scholarship, I will continue to rise—not just for myself, but for my family, my community, and those who have yet to find their way.

Scholarship Essay When I was a child, education was never just about grades or graduation—it was survival. Raised in a working-class family, I learned early that knowledge could open doors that would otherwise remain sealed. I watched family members struggle with limited opportunities because they lacked access to education. Those early experiences instilled in me a deep belief: education is not only important—it is transformative. At 24, I was promoted to Project Team Supervisor at Anthem, managing a diverse team in a corporate environment that often questioned my presence and authority. Despite excelling in my role, I was frequently met with subtle resistance, skepticism, and covert racism. I realized that for Black professionals, especially young ones, education had to be more than a credential—it had to be a shield, a strategy, and a stepping stone. The lessons I learned from that experience became a cornerstone of my professional identity: persistence, accountability, and the power of self-development. Currently, I am pursuing a Bachelor of Science in Accounting with a concentration in Forensic Accounting and Fraud Examination. I maintain a 3.87 GPA while balancing full-time work as a Client Services Supervisor and caring for my family. My pursuit of higher education is deeply personal, driven not only by ambition but also by the desire to create generational change. Education has brought structure, confidence, and direction to my life. It has allowed me to dream beyond my circumstances and work toward a career rooted in integrity, service, and financial stewardship. Inspired by leaders like Augustus L. Harper, I plan to earn my Certified Public Accountant (CPA) designation and serve in a leadership role within my local government's finance division. I want to help communities, particularly underrepresented ones, understand how public funds are managed and advocate for transparent and ethical practices. Education is the tool that will allow me to bring that vision to life. What makes education especially valuable is that it multiplies in power when shared. I’ve mentored younger colleagues and volunteered with programs that prepare high school students for college and career success. I believe that when one of us climbs higher, it is our duty to reach back and pull others up. This scholarship would support not just my academic journey but also my mission to help others realize their potential through education. In conclusion, education is not just important—it is essential. It equips us to challenge inequality, build sustainable futures, and lead with purpose. For me, it has been the difference between settling for what’s available and striving for what’s possible. With your support, I will continue to rise—and bring others with me.

Scholarship Essay At just 24 years old, I was promoted to Project Team Supervisor at Anthem, one of the largest health insurance providers in the country. While I was proud of my accomplishment and the responsibility I carried, it quickly became clear that my presence in a leadership role as a young Black man was not universally welcomed. Throughout my tenure from 2000 to 2003, I encountered consistent pushback, subtle resistance, and covert racism. Despite meeting expectations and delivering results, I often had to work twice as hard to earn the same respect afforded to my peers. That experience ignited a lifelong commitment in me to challenge systemic inequities in the workplace and to create opportunities for other Black professionals to thrive. Now, as I pursue a Bachelor of Science in Accounting with a concentration in Forensic Accounting and Fraud Examination, I carry those early experiences with me. They serve as both a reminder of the barriers that persist and a motivation to be part of the solution. I intend to use my education as a platform to build better pathways for Black individuals in the business world—pathways that are free from discrimination, inequity, and bias. Upon completing my degree, I plan to attain my Certified Public Accountant (CPA) designation and work in a leadership capacity within the finance division of my local government. By doing so, I will be positioned to influence fiscal policy, promote financial transparency, and ensure that public resources are managed ethically and equitably. Public service has always appealed to me because of its ability to create lasting, community-wide impact. I want to be at the forefront of that change, representing both professional excellence and the voice of underrepresented communities. In addition to my professional goals, I plan to create mentorship and outreach initiatives that target Black high school and college students interested in accounting, finance, and public administration. I want young people to know they can lead, succeed, and set their own standards of excellence—regardless of what barriers the world places in front of them. Representation is critical, and I want to be the mentor I didn’t have during those difficult moments in my early career. Furthermore, I am committed to community education. I plan to partner with local organizations to offer workshops focused on financial literacy, fraud awareness, and civic engagement. These sessions will provide practical knowledge that can empower individuals to manage their finances, advocate for their communities, and pursue economic mobility. My experience at Anthem taught me that technical skills are only part of the equation. Emotional resilience, cultural intelligence, and an unwavering belief in one’s potential are just as vital. Today, as a Client Services Supervisor, I apply those lessons every day while managing diverse teams, advocating for fair practices, and helping others navigate challenges with confidence and integrity. In conclusion, I don’t view my education as a personal milestone—I see it as a mission. I will use what I’ve learned, and continue to learn, to help Black individuals overcome barriers and carve out rightful spaces in the business world. With the support of this scholarship, I will be better positioned to lead that change and turn adversity into action.