Malgorzata “Maggie” Kwiecien was an exceptional individual who overcame various challenges to become a rising star in her profession. Her story is an inspiration to me, as someone who has also faced several obstacles in life. Growing up in a single-parent household in Jamaica, I was often faced with financial and emotional struggles. However, I never let those challenges hold me back from achieving my goals. Like Maggie, I too am determined and persistent, and I believe that with hard work, anything is possible. Maggie's fearlessness in the face of physical challenges resonates with me, as I have always enjoyed pushing myself physically. I am an active member of several extracurricular clubs and organizations, including the Girls Brigade Company and the Technovators Club. Through these groups, I have developed my leadership skills, and I am not afraid to take on new challenges. Like Maggie, I am also intellectually curious and enjoy engaging in debates and discussions on various topics. I believe that education is the key to success, and I have always been passionate about learning new things. I have maintained a high GPA throughout my academic career, and I am committed to continuing my education in the fields of chemical engineering and international marketing. However, Maggie's story also reminds me of the importance of taking care of oneself, both physically and mentally. Her battle with stomach cancer is a reminder that life is fragile, and we should cherish every moment. As someone who has struggled with mental health issues, I understand the importance of self-care and seek to prioritize my well-being. Through my education and future career, I hope to make a positive impact on the world. I aspire to use my skills and knowledge to make a difference in the lives of those who face challenges similar to mine. I believe that by working hard, staying curious, and being kind, I can honor the legacy of exceptional individuals like Malgorzata “Maggie” Kwiecien and make a meaningful contribution to society. In conclusion, while I may not have faced the exact same challenges as Maggie Kwiecien, her story has inspired me to continue pushing forward, no matter the obstacles I may face. Through my studies in chemical engineering and my passion for education, I hope to make a positive impact on the world, just as Maggie did in her career as an engineer. Maggie's story has also taught me the importance of facing challenges with determination and courage. Her battle with cancer was undoubtedly difficult, but she never gave up and continued to fight until the end. This mindset is something that I plan to carry with me as I pursue my education and career goals.

My name is Aunjanue Waite and I am from Jamaica. I am writing to express my sincere interest in this scholarship and to share a bit about myself, my challenges, and my aspirations. As someone who comes from a single-parent family, I have faced many challenges in my life. My mother has worked hard to provide for our family, but we have always struggled financially. Growing up, I learned to be resourceful and resilient, finding ways to make the most of the opportunities that were available to me. One of the biggest challenges I have faced is the financial burden of pursuing higher education. As a student in a developing country, the cost of tuition, textbooks, and other expenses can be overwhelming. However, I have not let these challenges hold me back. Instead, I have remained focused on my goals and have worked hard to overcome these obstacles. Despite these challenges, I am determined in pursuing a degree in Chemical Engineering and International Marketing. I believe that these fields of study will allow me to make a positive impact on the world, by addressing pressing issues such as sustainability and social justice. Through my education, I hope to gain the skills and knowledge that I need to be an agent of change in my community and beyond. I am passionate about using my education to help build a better world, by promoting sustainable practices and advocating for the rights of marginalized communities and individuals who may not have a voice and the power to put their concerns out in the public. Moreover, as an individual who has a passion for volunteering and giving, I plan to give back to my community by using my education to create opportunities for others. As someone who has faced many challenges in life, I know how important it is to have support and encouragement in life. That is why I plan to use my education to help empower others, by creating programs and initiatives that provide resources and support to those in need. In conclusion, I am deeply grateful for the opportunity to apply for this scholarship. As someone who has faced many challenges in life, I am committed to using my education to make a positive impact on the world. With the support of this scholarship, I am confident that I can achieve my goals and create meaningful change in my community and beyond. Thank you for your consideration

My name is Aunjanue Waite and I am from Jamaica. I am writing to express my sincere interest in the Richard P. Mullen Memorial Scholarship and to share a bit about myself and how this scholarship will help me and my family. As someone who comes from a single-parent family, I have always been driven to succeed and make a positive difference in the world. My mother has worked hard to provide for our family, and I am deeply grateful for all that she has done for me. However, as a student pursuing higher education, I am keenly aware of the financial burden that this can place on my family. Despite these challenges, I have remained focused on my academic and personal goals. I am currently pursuing a degree in Chemical Engineering and International Marketing, with the hope of one day using my skills and knowledge to help build a better world. I am passionate about sustainability and social justice, and I believe that my chosen fields of study will allow me to make a meaningful impact in these areas. However, as a student pursuing higher education in a developing country, I face many financial challenges. The cost of tuition, textbooks, and other expenses can be daunting, and my family's limited resources can make it difficult to cover these costs. This is where the Richard P. Mullen Memorial Scholarship can make a tremendous difference. Receiving this scholarship would not only help me to cover the costs of my education, but it would also provide me with the support and encouragement that I need to continue pursuing my goals. Knowing that there are people who believe in me and are willing to invest in my future would be a tremendous source of inspiration and motivation. Moreover, this scholarship would not just benefit me, but it would also help my family. As the first person in my family to pursue a degree at the university level, I am keenly aware of the impact that my education can have on the lives of those around me. By helping me to succeed in my studies, this scholarship would open up new opportunities for me and my family, both now and in the future. In conclusion, I am deeply grateful for the opportunity to apply for the Richard P. Mullen Memorial Scholarship. As a driven and passionate student pursuing a degree in Chemical Engineering and International Marketing, I am committed to using my skills and knowledge to make a positive difference in the world. By providing me with the financial support and encouragement that I need to succeed, this scholarship would not only help me to achieve my goals but would also make a meaningful impact on my family and community. Thank you for your consideration.

Gun violence is a pervasive problem in today's society, affecting countless individuals and communities across the country. While I have been fortunate enough not to have had any direct or indirect experience with gun violence, I am acutely aware of its devastating impact on the lives of those who have been affected. As someone who is passionate about making a positive difference in the world, I am committed to using my career to raise awareness about gun violence and to work towards finding solutions to this complex issue. As a Public Relations Officer for Community Service, I have had the opportunity to work closely with various community groups and organizations, including those focused on addressing gun violence. Through my work with these groups, I have gained a deep appreciation for the challenges and complexities of this issue, as well as the importance of building strong partnerships and collaborations to effect change. In addition to my work with community organizations, I have also been heavily involved in extracurricular activities throughout my academic career. As the President of the Technovators Club and a member of the Journalism Club, I have honed my communication and leadership skills, learning how to effectively convey important messages and inspire others to take action. As the Vice President of the Student Council and an Executive Member of the Student Council Body, I have gained experience in event planning, fundraising, and community outreach, all of which will be valuable skills as I work to raise awareness about gun violence. Looking to the future, I am committed to using my career to make a positive difference in the world and to raise awareness about the devastating impact of gun violence. Whether through working directly with community groups and organizations, advocating for policy changes at the local and national level, or using my communication and leadership skills to mobilize others, I am committed to doing everything in my power to make a difference. As an aspiring Public Relations professional, I believe that I am uniquely positioned to help bring awareness to gun violence through my career. By working with community organizations and partnering with other stakeholders, I hope to help build strong, collaborative initiatives aimed at reducing gun violence and promoting peace and safety in our communities. Whether through public education campaigns, social media outreach, or other communication strategies, I am confident that I can make a meaningful impact on this important issue. In conclusion, gun violence is a complex and pressing issue that affects us all. As someone who is committed to making a positive difference in the world, I am determined to use my career and extracurricular experiences to help raise awareness about gun violence and to work towards finding solutions to this important issue. Whether through community partnerships, advocacy, or other means, I am confident that I can help make a difference in the fight against gun violence.

Throughout history, societies have struggled to respond to the problems faced by the disadvantaged. Poverty, discrimination, and inequality continue to be pervasive issues that affect millions of people around the world. While many efforts have been made to address these problems, it is clear that there is still much work to be done. In my opinion, it is necessary for society to change its way of responding to these issues in order to create a more just and equitable world. One of the main reasons why I believe this is necessary is because the current approach has not been effective in achieving meaningful change. While there have been some successes in reducing poverty and increasing access to education and healthcare, there are still far too many people who are left behind. In many cases, the solutions proposed by governments and NGOs have been piecemeal and insufficient, failing to address the root causes of these issues. Another reason why I believe that society needs to change its way of responding to the problems of the disadvantaged is because the current approach can be dehumanizing and stigmatizing. Many of the programs and policies that are in place are designed to address the needs of people in poverty or other marginalized groups. However, these programs can often be paternalistic and disempowering, treating people as passive recipients of aid rather than active agents of change. A more effective and humane approach would be to work with communities and individuals to develop solutions that are tailored to their specific needs and circumstances. This could involve empowering people to participate in decision-making processes, providing them with the resources and tools they need to make positive changes in their lives, and creating opportunities for them to build their own capacity and skills. In addition to being more effective and humane, a new approach to responding to the problems of the disadvantaged is also necessary because of the changing nature of the world. Globalization and rapid technological advancements have brought about significant shifts in the way that societies are organized and how people live their lives. As a result, the challenges that people face are becoming more complex and multifaceted. In order to address these challenges, it is necessary to adopt a more comprehensive and integrated approach that takes into account the interrelated factors that contribute to poverty, inequality, and discrimination. In conclusion, I believe that it is necessary for society to change its way of responding to the problems of the disadvantaged. The current approach has been ineffective in achieving meaningful change and can be dehumanizing and stigmatizing. A new approach that is more effective, humane, and comprehensive is needed in order to create a more just and equitable world. This could involve empowering people to participate in decision-making processes, providing them with the resources and tools they need to make positive changes in their lives, and creating opportunities for them to build their own capacity and skills. By working together in this way, we can create a society that is more inclusive, equitable, and just for all.

In today's world, it is essential to make intentional choices to live sustainably. Every day, we see the devastating effects of climate change on our planet, and it is up to each of us to do our part to reduce our carbon footprint and live more sustainably. For me, this means making conscious choices in my daily life to minimize waste, reduce energy consumption, and make environmentally-friendly decisions. One of the intentional choices that I make to live sustainably is to reduce my plastic consumption. I carry a reusable water bottle with me wherever I go, and I use cloth bags for grocery shopping instead of single-use plastic bags. I also avoid buying products with excessive packaging and try to buy products made from sustainable materials whenever possible. Another way that I strive to live sustainably is by reducing my energy consumption. I make sure to turn off lights and unplug electronics when they are not in use, and I try to limit my use of heating and air conditioning to conserve energy. I also walk or bike to nearby destinations instead of driving when possible, which not only reduces my carbon footprint but also helps me stay active and healthy. In addition to these individual actions, I also believe it is important to be an advocate for sustainability in our communities and society as a whole. This means supporting environmentally-friendly policies and initiatives and encouraging others to make sustainable choices in their own lives. For example, I have participated in beach cleanups and climate rallies and have written to my elected representatives to express my support for environmental legislation. Reducing our carbon footprint is important because it has a direct impact on the health of our planet and the well-being of future generations. Climate change is already causing extreme weather events, rising sea levels, and the loss of biodiversity, and it will only continue to worsen unless we take action to reduce our carbon emissions. By making intentional choices to live sustainably, we can help mitigate the effects of climate change and create a more livable planet for ourselves and future generations. Moreover, reducing our carbon footprint also has significant economic benefits. By investing in renewable energy sources and sustainable technologies, we can create new jobs and industries, boost economic growth, and reduce our dependence on fossil fuels. It also helps to reduce the costs associated with environmental damage and climate-related disasters, which can have a significant impact on both individuals and society as a whole. In conclusion, living sustainably requires intentional choices and a commitment to making environmentally-friendly decisions in our daily lives. By reducing our plastic consumption, conserving energy, and being advocates for sustainability, we can help reduce our carbon footprint and create a more livable planet. It is important to remember that the choices we make today will have a direct impact on the health of our planet and the well-being of future generations, and we all have a responsibility to do our part to create a more sustainable future.

As a high school student, I always considered myself a diligent and hardworking individual. I had a clear vision of my future and was confident that my academic achievements would pave the way for success. However, during my junior year, I encountered a setback that challenged my perspective and forced me to reassess my approach to success. At the beginning of the school year, I enrolled in a rigorous course load that included several Advanced Placement (AP) classes. I was determined to excel in these classes and prove my academic prowess. However, as the year progressed, I found myself struggling to keep up with the demanding workload. I would spend hours each night studying and completing assignments, only to receive disappointing grades on exams and essays. The experience was disheartening and demoralizing. I had always considered myself a strong student, and the realization that I was struggling in these classes shook my confidence. I began to doubt my abilities and question whether I was truly cut out for the academic rigor of college. Despite these setbacks, I refused to give up. I turned to my teachers and peers for support, seeking guidance on how to improve my performance. I spent hours each week in tutoring sessions, studying with classmates, and seeking extra help from my teachers. I even reached out to alumni of my high school who had taken these courses to gain insights into how they had succeeded. Through hard work and dedication, I gradually began to see improvements in my grades and performance. I learned to manage my time more efficiently, to prioritize assignments based on their importance and deadline, and to seek help when I needed it. By the end of the school year, I had not only passed my AP exams, but I had also gained a newfound sense of resilience and determination. Looking back on this experience, I realize that the setbacks and challenges that I faced ultimately taught me valuable lessons that have been instrumental in my later success. Firstly, I learned that failure is not a reflection of my inherent abilities, but rather an opportunity for growth and improvement. It is natural to encounter obstacles and setbacks, but it is through perseverance and dedication that we can overcome them. Secondly, I learned the importance of seeking help and support from others. In the past, I had often been reluctant to ask for assistance, fearing that it would make me appear weak or incompetent. However, the support that I received from my teachers and peers during this challenging time was invaluable. It taught me that asking for help is a sign of strength, not weakness, and that we all benefit from the guidance and support of others. Lastly, I learned the importance of self-reflection and adaptability. In the face of a challenge, it is easy to become discouraged and lose sight of our goals. However, by taking the time to assess our strengths and weaknesses and adjust our approach accordingly, we can overcome even the most difficult obstacles. In conclusion, the challenge that I faced during my junior year of high school was a difficult and humbling experience. However, it taught me valuable lessons that have been instrumental in my later success. Through perseverance, dedication, and a willingness to seek help and adapt my approach, I was able to overcome this setback and emerge stronger and more resilient than ever before. I am grateful for this experience, as it has taught me that even in the face of adversity, we have the power to overcome and achieve our goals.

As a young woman with a passion for technology and a drive to make a difference in the world, I am honored to apply for this scholarship opportunity. In this essay, I hope to provide a glimpse into my personal and academic background, motivations, and future aspirations. I will also share my thoughts on STEM and how it can be used to make a positive impact on the world. Lastly, I will describe a significant challenge I faced and how I overcame it, demonstrating my perseverance and resilience. Please tell us a bit about yourself and what specifically motivates you. If you could do anything with your life, what do you imagine you’d do? I am a first-generation college student majoring in computer science. Growing up, I witnessed the struggles and sacrifices my parents made to provide for our family. Their hard work and dedication inspired me to pursue a higher education and create a better future for myself and my loved ones. Additionally, my passion for technology and its endless possibilities has always driven me to learn more and apply my knowledge to real-world problems. If I could do anything with my life, I imagine myself working on innovative projects that make a positive impact on society. Specifically, I aspire to use my skills and knowledge to develop technology solutions that address pressing issues such as climate change, access to healthcare, and social justice. I also hope to inspire and empower young women and underrepresented groups to pursue careers in technology. What excites you about STEM? How do you feel you could make a positive impact on the world through a job in information technology? STEM (Science, Technology, Engineering, and Mathematics) is a field that offers endless opportunities for innovation and problem-solving. What excites me about STEM is the ability to create something from nothing, to bring an idea to life and make a difference in the world. With the rapid advancements in technology, STEM has the potential to solve some of the world's most pressing issues. As an aspiring technologist, I am thrilled to be part of this movement. Through a job in information technology, I believe I can make a positive impact on the world by creating innovative solutions that help solve problems. For example, I could develop software that streamlines the delivery of medical supplies to remote areas, or I could create a platform that connects volunteers with community service opportunities. Furthermore, I believe that promoting diversity and inclusivity in technology is critical to creating solutions that work for everyone. By bringing different perspectives to the table, we can design technology that is accessible and equitable for all. Please describe the greatest challenge you’ve had to overcome and how you managed to get past it. One of the most significant challenges I faced was adjusting to college life as a first-generation college student. Coming from a low-income family, I had to navigate the complex financial aid system and find ways to fund my education. I also struggled with imposter syndrome, feeling like I didn't belong in college and constantly questioning my abilities. To overcome these challenges, I sought out resources and support. I joined a student organization for first-generation college students, where I found a community of peers who shared similar experiences. I also sought guidance from my professors and academic advisors, who provided me with valuable mentorship and support. Furthermore, I took advantage of opportunities to develop my skills and gain practical experience. I participated in hackathons, coding competitions, and internships, which helped me build my confidence and develop my skills. Through these experiences, I learned to believe in myself and my abilities, and I developed a growth mindset that allowed me to embrace challenges and learn from failures. In conclusion, I am deeply honored to have the opportunity to apply for this scholarship and share my story. In conclusion, overcoming my greatest challenge taught me the power of perseverance, resilience, and self-belief. Despite facing numerous obstacles and setbacks, I refused to give up on my goals and instead chose to learn from my mistakes and grow from my experiences. By seeking support from loved ones, staying focused on my priorities, and taking care of myself physically and mentally, I was able to overcome my challenge and emerge stronger and more determined than ever before. I am grateful for this scholarship opportunity, which will help me continue to pursue my dreams and inspire others to overcome their own challenges. Though the field of STEM, particularly information technology, offers a wide range of opportunities for making a positive impact on the world. With my passion for technology and problem-solving, I believe I can play a vital role in advancing society through IT innovations. I am excited about the prospect of creating solutions that benefit people and businesses while also contributing to a more sustainable and equitable future. Receiving this scholarship will enable me to continue pursuing my dreams and ultimately help me achieve my goal of using technology to make a difference in the world. I believe that my background, experiences, and values have shaped me into the person I am today. As a motivated individual, I am driven by my desire to make a positive impact on the world. If given the opportunity, I would use my skills, knowledge, and passion to contribute to society in a meaningful way. Whether through education, innovation, or service, I am committed to using my talents to make a difference. I am grateful for this scholarship opportunity, which will help me achieve my goals and continue to grow as a person.

Movies have the power to inspire, entertain, and educate us. They can evoke emotions and transport us to different worlds. Among the countless movies that I have watched, one stands out as having the greatest impact on my life: "The Pursuit of Happyness." This movie, directed by Gabriele Muccino, is based on the true story of Chris Gardner, a struggling salesman who becomes homeless with his son in San Francisco. "The Pursuit of Happyness" has impacted me in many ways. Firstly, it has taught me the value of perseverance and hard work. The main character, Chris Gardner, faces numerous challenges in the movie, from financial struggles to homelessness, but he never gives up. His unwavering determination and persistence in pursuing his dream of becoming a stockbroker is a testament to the fact that with hard work, dedication, and perseverance, anything is possible. Furthermore, the movie has also taught me about the importance of family and the sacrifices that parents make for their children. Chris Gardner's love and devotion for his son, even in the most difficult circumstances, is truly inspiring. The movie shows that even when faced with seemingly insurmountable obstacles, a strong family bond can help us overcome them. Another way that "The Pursuit of Happyness" has impacted me is by showing me the importance of having a positive attitude in life. Despite the challenges that Chris Gardner faces, he always maintains a positive outlook and never loses hope. His resilience and optimism are contagious, and they have taught me that a positive attitude can help us overcome even the toughest of challenges. Finally, "The Pursuit of Happyness" has also taught me the importance of empathy and helping those in need. The movie shows how even the smallest act of kindness can make a big difference in someone's life. Chris Gardner's encounters with various people during his struggle to find a job, including a homeless man and a kind-hearted daycare worker, demonstrate that we should always strive to help those around us who are less fortunate. In conclusion, "The Pursuit of Happyness" is a movie that has had a profound impact on my life. It has taught me about the value of perseverance, the importance of family, the power of positivity, and the significance of helping others. Through the character of Chris Gardner, the movie has shown me that even in the face of adversity, we can achieve our dreams if we remain determined and work hard. I am grateful to have had the opportunity to watch this movie, and I will always cherish the lessons that it has taught me.

As a young student, I was always fascinated by the possibilities that science, technology, engineering, and mathematics (STEM) offered. The idea that we could use our knowledge of the natural world to create new technologies and solve complex problems was both thrilling and inspiring to me. As I grew older, I began to realize that pursuing a career in STEM was not only a personal passion, but also a way for me to make a meaningful difference in the world. I want to pursue a career in STEM because I believe that these fields have the power to transform our world for the better. From developing sustainable energy solutions to advancing medical research, STEM offers endless possibilities for creating positive change. I am particularly interested in the field of environmental engineering, where I hope to use my skills and knowledge to develop solutions that promote sustainability and protect our planet. Beyond my personal interests, I also believe that pursuing a career in STEM is a way for me to uplift my community. STEM fields are critical to our economy and our society, and I want to use my degree to contribute to the betterment of my community. I believe that there are many ways that I can use my degree to make a positive impact, whether it is by developing new technologies that address environmental challenges or by mentoring and inspiring future generations of STEM professionals. One specific way that I hope to use my degree to uplift my community is by promoting STEM education and accessibility. I believe that everyone should have access to quality STEM education, regardless of their background or socio-economic status. As a first-generation college student and an international student, I am acutely aware of the challenges that can limit access to education and opportunity. I want to use my degree and my experiences to help break down these barriers and make STEM education more accessible to underrepresented communities. I plan to achieve this goal by participating in outreach programs that promote STEM education and mentoring students from underrepresented backgrounds. I hope to use my own experiences as a first-generation college student and an international student to inspire and support others who may be facing similar challenges. By doing so, I believe that I can help uplift my community and empower the next generation of STEM professionals. In conclusion, I want to pursue a career in STEM because I believe that these fields have the power to transform our world for the better. I am particularly interested in environmental engineering, where I hope to use my skills and knowledge to develop solutions that promote sustainability and protect our planet. Beyond my personal interests, I believe that pursuing a career in STEM is a way for me to uplift my community by promoting STEM education and accessibility. I am excited to continue on this path and use my degree to make a positive impact in the world.

Creating an impact means making a positive difference in the world, regardless of the scale or scope of the effort. It means taking action to address the challenges that we face as a society and to create a better future for ourselves and future generations. I am deeply committed to creating an impact in everything that I do, and one experience that stands out to me is when I organized a fundraiser for a local animal shelter. I have always been passionate about animal welfare, and I wanted to do something tangible to support a cause that I cared about. I reached out to a local animal shelter and asked if they needed any support. They told me that they were in need of funds to cover the costs of medical treatment for their animals, so I decided to organize a fundraiser to raise money for the shelter. I rallied my friends and family, and we organized a bake sale and a pet photo contest. We advertised the event on social media and in local newspapers, and we received an overwhelming response. People from all over the community came to support the cause, and we raised a significant amount of money that we donated to the animal shelter. The experience taught me that even small actions can make a big difference. It also taught me the power of collaboration and community. By working together and leveraging our collective resources and networks, we were able to create a meaningful impact that will have a lasting effect on the lives of the animals at the shelter. To me, creating an impact means taking action to address the challenges that we face as a society, whether it is through volunteer work, fundraising, or advocacy. It means standing up for what we believe in and using our skills and resources to make a positive difference in the world. As an aspiring international marketer and chemical engineer, I believe that creating an impact is an essential part of my career goals. I want to use my skills and expertise to make a positive difference in the world, whether it is by promoting sustainable practices in the chemical industry or by leveraging my marketing skills to raise awareness and support for social and environmental causes. In conclusion, my experience organizing a fundraiser for a local animal shelter taught me the power of collaboration and community in creating an impact. It also reinforced my commitment to making a positive difference in the world and using my skills and resources to support causes that I care about. As I pursue my career goals as an international marketer and chemical engineer, I will continue to strive to create an impact across many domains and make a meaningful difference in the world.

Life is unpredictable, and sometimes we are faced with unexpected challenges that can turn our world upside down. One of the most challenging moments of my life was during my final exams when my mother had an accident. It was a setback that tested my resilience, but ultimately, it taught me valuable lessons that have influenced my approach to life. The accident happened in the middle of my exams, and it was a critical time for me as I was preparing to graduate from high school. I felt overwhelmed and torn between my responsibilities as a daughter and my academic goals. It was a time of uncertainty and emotional turmoil, and I found it difficult to focus on my exams. However, in the midst of this challenge, I learned the importance of resilience and perseverance. I realized that obstacles can be opportunities for growth and that the only way to overcome them is to stay focused and determined. I knew that giving up was not an option, and I had to find a way to balance my responsibilities. I learned to prioritize my time and manage my emotions effectively. I made a plan that allowed me to be present for my mother while also studying for my exams. I sought help from my teachers and friends, who offered their support and encouragement. I also learned to communicate my needs and boundaries effectively, which helped me to maintain a healthy balance between my personal and academic life. The experience taught me that setbacks and failures are not the end of the road. Instead, they are opportunities for growth and development. It also taught me the value of community and the importance of asking for help when needed. I realized that I am not alone in my struggles, and that reaching out for support is a sign of strength, not weakness. As a result of this experience, I have become more resilient and adaptable. I have learned to approach challenges with a growth mindset and to focus on the lessons that can be learned from them. I have also become more empathetic and compassionate, as I have a deeper understanding of the struggles that others face. In conclusion, the challenge that I faced during my final exams was a setback that tested my resilience, but ultimately, it taught me valuable lessons that have influenced my approach to life. I learned the importance of resilience, perseverance, and prioritization. I also learned the value of community and asking for help when needed. This experience has made me a stronger, more empathetic, and more adaptable person, and I am grateful for the lessons that I learned.

My dream version of my future self is a successful international marketer who owns their own business while also utilizing my expertise as a chemical engineer to make a positive impact in the world.

As a first-generation college student, the journey toward higher education has been an uphill battle filled with obstacles and challenges. However, this journey has also shaped my career aspirations and goals in a profound way. Growing up, my family did not have access to the resources and opportunities that many take for granted. We faced financial struggles and societal barriers that made it difficult for me to envision a future beyond our current circumstances. However, the idea of pursuing a college degree always lingered in my mind, and I knew that it could be a pathway to achieving my career dreams. As a first-generation college student, I understand the value of education and the impact it can have on one's career trajectory. I have witnessed firsthand the transformational power of higher education, both in my own life and in the lives of those around me. This has influenced my career goals, as I am driven to pursue a career that not only aligns with my passions and interests but also allows me to make a positive impact in the world. One of my career goals is to become a mentor and advocate for first-generation college students. I want to use my experiences and insights to guide and support students who are navigating the challenges of higher education. I understand the unique struggles that first-generation students face, such as financial hardship, lack of guidance, and imposter syndrome. Therefore, I want to use my platform to create a space where students can feel seen, heard, and supported. Another career goal is to work in a field that allows me to make a difference in the world. I am passionate about social justice, equity, and human rights, and I want to use my skills and knowledge to address these issues. I believe that a college education has equipped me with the critical thinking skills, communication skills, and problem-solving skills needed to tackle complex social problems. Finally, I aspire to become an entrepreneur and start my own business. As a first-generation college student, I have learned the importance of self-reliance, resourcefulness, and resilience. These qualities have instilled in me a sense of independence and a desire to create something meaningful and impactful. I want to use my entrepreneurial spirit to create a business that not only provides financial stability but also contributes to the greater good.

Generational wealth is often defined as the accumulation of assets, property, and investments passed down from one generation to the next, providing financial security and opportunities for future generations. To me, generational wealth means creating a legacy of financial stability, freedom, and empowerment that can benefit my family and future generations. Growing up, I witnessed firsthand the impact of financial instability on families and communities. I saw how financial insecurity could limit opportunities, create stress and anxiety, and perpetuate cycles of poverty. This inspired me to learn more about financial literacy, investments, and wealth-building strategies, with the goal of creating generational wealth for myself and my family. One of the key strategies for building generational wealth is investing in assets that appreciate in value over time, such as real estate, stocks, and mutual funds. I plan to start investing as early as possible, focusing on building a diversified portfolio that can provide long-term growth and stability. I will also seek out mentors and advisors who can guide me in making informed investment decisions and provide insights into the financial industry. Another strategy for building generational wealth is creating multiple streams of income. In addition to my career, I plan to explore entrepreneurship opportunities, such as starting a business or investing in a startup. This can provide additional income, build assets, and create opportunities for future generations to build on. I also believe in the importance of financial education and empowerment. I plan to share my knowledge and experiences with my family and community, helping them develop financial literacy skills and providing them with resources and tools to build their own wealth. This can create a ripple effect of financial empowerment, helping to break the cycle of poverty and creating opportunities for future generations. Furthermore, I believe in the importance of giving back to my community and using my wealth to make a positive impact in the world. I plan to support charitable causes and organizations that align with my values, using my wealth to create a better future for those who are less fortunate. In conclusion, generational wealth means creating a legacy of financial stability, freedom, and empowerment that can benefit my family and future generations. I plan to achieve this by investing in assets that appreciate in value, creating multiple streams of income, sharing my knowledge and experiences with my community, and giving back to those in need. I believe that by taking a proactive and strategic approach to wealth-building, I can create a brighter future for myself and those around me.

As an international student and a youth ambassador, I have had the privilege of experiencing different cultures and engaging with diverse communities. This has shaped my identity, my motivations, and my goals, making me a unique and deserving candidate for a scholarship. Growing up, I witnessed the challenges faced by marginalized communities, particularly young people, in accessing education and opportunities. This inspired me to become a youth ambassador, working to empower young people and create change in my community. As a youth ambassador, I have had the opportunity to engage with different communities, advocating for education, and empowering young people. I have organized workshops, seminars, and mentoring programs to help young people build their skills, develop their confidence, and achieve their goals. Through my work, I have seen the transformative power of education and the importance of investing in the next generation. As an international student, I have had to navigate different educational systems, cultures, and languages, which has taught me adaptability, resilience, and empathy. I have had to learn to communicate effectively, build relationships, and navigate cultural differences, which are valuable skills that I can bring to any academic or professional setting. My proudest accomplishment is being able to balance my academic and extracurricular activities while also making an impact in my community. This has required discipline, time management, and prioritization, which are skills that are critical to succeeding in higher education and beyond. Furthermore, I believe that my unique experiences, perspectives, and skills make me stand out from other applicants. As an international student and a youth ambassador, I bring a diverse and global perspective that can contribute to a rich and vibrant learning environment. My passion for education, my commitment to empowering young people, and my dedication to making a positive impact in my community make me a deserving recipient of a scholarship. In addition, higher education is an essential step towards achieving my personal and professional goals. I am passionate about pursuing a degree in the field of international development, with a focus on education, youth empowerment, and social justice. I believe that a scholarship would enable me to pursue my educational goals and contribute to creating positive change in the world. In conclusion, my unique experiences, perspectives, and skills make me a deserving candidate for a scholarship. As an international student and a youth ambassador, I am passionate about education, empowering young people, and creating change in my community. I am committed to using my education to make a positive impact in the world, and I believe that a scholarship would enable me to achieve my goals and make a meaningful contribution to society.

As a student, achieving educational goals can be a challenging and daunting task, but having a support system can make all the difference. I am grateful to have my mother, who is a single parent, as my biggest supporter in reaching my educational goals. Her unwavering support, encouragement, and sacrifices have helped me navigate the ups and downs of my educational journey. Growing up, my mother instilled in me the value of education and its importance in shaping my future. She always emphasized the importance of hard work, dedication, and perseverance in achieving my educational goals. Despite working long hours to provide for our family, she never failed to prioritize my education and encouraged me to strive for excellence. My mother has always been there for me every step of the way, from attending parent-teacher conferences to helping me with homework and studying for exams. Her support did not stop there; she also encouraged me to participate in extracurricular activities, which helped me develop my social skills and build my confidence. When I faced challenges in my educational journey, my mother was always there to offer words of encouragement and support. She reminded me that setbacks were a part of the learning process and that I could overcome any obstacle with hard work and determination. Despite the financial struggles that come with being a single parent, my mother made sure that I had access to the resources I needed to succeed in my education. She would often work extra shifts to provide for our family and make sure that I had all the textbooks, supplies, and materials I needed for school. My mother's support has been a constant source of motivation for me, pushing me to strive for academic excellence and pursue my dreams. Her unwavering belief in me has given me the confidence to pursue higher education and explore my full potential. In conclusion, my mother has been my greatest supporter in reaching my educational goals. Her sacrifices, encouragement, and unwavering support have helped me navigate the challenges of my educational journey and strive for excellence. Her dedication to my education has been a constant source of inspiration for me, and I am grateful for all that she has done for me. I am proud to say that I have the honor of being the child of a single mother who has been my rock throughout my education and who has supported every decision i have made.

Leadership is a term that we hear a lot in our everyday lives, but what does it really mean? To me, leadership means taking charge, setting a positive example, and inspiring others to achieve their full potential. It means being able to guide and motivate a group of people towards a common goal, while also demonstrating empathy, integrity, and humility. Leadership is important for a number of reasons. First and foremost, it helps to build strong and effective teams. A good leader is able to bring together individuals with different skills, backgrounds, and perspectives, and create a cohesive unit that is able to accomplish great things. When people feel like they are part of a team and that their contributions are valued, they are more likely to be motivated and engaged, which leads to better outcomes. Secondly, leadership is important because it helps to create a positive organizational culture. A leader who embodies the values of the organization, and who demonstrates a commitment to ethical and responsible behavior, sets the tone for the entire team. When people feel like they are part of a culture that is supportive, inclusive, and respectful, they are more likely to be satisfied with their jobs and to perform at a high level. Finally, leadership is important because it helps to create a sense of purpose and meaning. When people feel like they are working towards something that is important and that makes a difference in the world, they are more likely to be motivated and engaged. A good leader is able to communicate a clear vision and to inspire others to work towards that vision, even in the face of obstacles and challenges. In my own life, I have had the opportunity to witness the power of good leadership. When I was in high school, I was part of a student-run club that focused on community service. Our club was successful because we had a leader who was able to bring together students with different interests and backgrounds, and who was able to create a culture of inclusivity and respect. Our leader was always available to listen to our ideas and concerns, and he was always willing to take the time to explain why certain decisions were being made. He was able to motivate us to work hard and to make a difference in our community, and he set an example of integrity and dedication that we all admired. In conclusion, leadership is a crucial element of any successful organization or team. It helps to build strong and effective teams, creates a positive organizational culture, and inspires people to work towards a common purpose. As I move forward in my academic and professional career, I hope to continue developing my own leadership skills, so that I can inspire others and make a positive difference in the world.

As someone who has witnessed the impact of financial independence, I firmly believe that the ability to support oneself financially is one of the most empowering and life-changing experiences an individual can have. Financial independence provides individuals with the freedom to pursue their dreams, make their own choices, and live life on their own terms. A career in STEM, in particular, can offer significant financial stability and career growth opportunities, which can further enhance one's ability to support themselves. One of the primary benefits of financial independence is the sense of security it brings. When individuals can support themselves financially, they no longer have to worry about basic needs like food, shelter, and clothing. This sense of security enables individuals to focus on personal growth, pursue their passions, and take risks without fear of failure. Additionally, financial independence provides individuals with the flexibility to make decisions that align with their personal values and beliefs, without being beholden to others. Another benefit of financial independence is the ability to give back to society. With financial stability, individuals can contribute to their communities through charitable donations or volunteering. They can also provide support to their family members, which can help break the cycle of poverty and create generational wealth. A career in STEM can be an excellent pathway to financial independence. STEM careers are in high demand and often offer competitive salaries, benefits, and job security. Additionally, STEM professionals have the potential to create innovative solutions to some of the world's most pressing challenges, from climate change to healthcare. By pursuing a career in STEM, individuals can not only support themselves financially but also make a positive impact on society. Moreover, a career in STEM can provide individuals with opportunities for career growth and professional development. STEM fields are constantly evolving, offering individuals the chance to stay on the cutting edge of technology and science. STEM professionals can also pursue advanced degrees and certifications, which can lead to higher salaries and increased job opportunities. In conclusion, the ability to support oneself financially is crucial to personal growth, freedom, and overall well-being. A career in STEM can be a powerful tool for achieving financial independence, as well as making a positive impact on society. By pursuing a career in STEM, individuals can unlock a world of possibilities and opportunities for personal and professional growth, making their dreams a reality. Thank you for considering me for this scholarship as it would allow me to further pursue my dream

Dear Scholarship Committee, I am writing this essay to share a story about a time when I achieved something great through tremendous hardship. This experience has been a defining moment in my life, and it has taught me valuable lessons about perseverance, determination, and the power of hard work. The challenge I faced was when I was trying to start my own business. I had a passion for entrepreneurship and I believed in my idea, but I was faced with numerous obstacles, such as limited funding and a lack of experience. I was determined to overcome these obstacles and make my dream a reality. To achieve my goal, I employed several strategies and techniques. First, I did extensive research on my industry and the market to ensure that my business idea was viable. I also sought advice from experienced entrepreneurs and professionals, who provided valuable insights and guidance. Second, I worked tirelessly to save as much money as I could, so that I could fund my business. I took on multiple part-time jobs and made sacrifices, such as reducing my expenses and cutting back on leisure activities. Finally, I was relentless in my efforts to bring my business to life. I put in long hours, made sacrifices, and took risks, all with the goal of making my business a success. I was determined and focused, and I was willing to do whatever it took to achieve my goal. The result of my hard work was that I was able to launch my business and achieve success. My business was successful beyond my wildest dreams, and it provided me with a sense of accomplishment and pride that I will never forget. This experience taught me the importance of perseverance, determination, and hard work, and it has inspired me to continue to strive for success in all areas of my life. In conclusion, I am proud of what I achieved through my hardships, and I am grateful for the lessons I learned along the way. I am confident that the skills and techniques I employed to overcome my obstacles will serve me well in all of my future endeavors, however, this experience has been one of the most challenging and rewarding of my life, and it has taught me the power of perseverance and determination. I am eager to continue setting and achieving goals for myself, and I am confident that I have the skills and determination to make a positive impact in the world. Thank you for considering my application. Sincerely, Aunjanue' Waite

Dear Scholarship Committee, I am writing this essay to share my story and my educational goals with you. I am a determined and ambitious individual, and I have a strong passion for learning and personal growth. Throughout my life, I have faced numerous obstacles, but I have always remained focused on my goals and driven by my passion. My educational goals are to obtain a degree in chemical engineering and marketing and eventually work in the engineering and business industry. I have always been fascinated by the ways in which chemicals can solve complex problems and improve people's lives, and I am eager to contribute to this field. I believe that chemical engineering is a rapidly growing industry with endless opportunities for growth and development, and I am excited about the possibilities that lie ahead. One of the biggest obstacles I faced in my life was a financial hardship. I come from a low-income family, and I struggled to make ends meet growing up. This made it difficult for me to afford the resources I needed for my education, such as books, supplies, and a computer. However, I refused to let this obstacle defeat me, and I found ways to overcome it. I took advantage of free resources, such as libraries and online courses, and I worked multiple part-time jobs to pay for my education. This experience taught me the importance of perseverance and resourcefulness, and it has made me a stronger and more determined person. I learned that success is not handed to you, but it must be earned through hard work and dedication. This experience has also taught me the value of education and the opportunities that it can provide, and it has fueled my passion for learning and personal growth. In conclusion, I am a determined and ambitious individual with a strong passion for learning and personal growth. I have faced numerous obstacles in my life, but I have always remained focused on my goals and driven by my passion, however, life is full of challenges, but these challenges have only made me stronger and more determined. I have learned that adversity is not an obstacle to success but an opportunity to grow, and I am grateful for the experiences that have shaped me into the person I am today. I am eager to continue my education and use my knowledge and skills to give back to society. Thank you for considering my application. Sincerely, Aunjanue' waite

Dear Scholarship Committee, Life is indeed full of challenges, but it has never deterred me from striving for success. I firmly believe that adversity is not an obstacle to success, but an opportunity to grow and become a better person. Over the years, I have faced numerous challenges, but through hard work, determination, and a positive attitude, I have been able to overcome them and emerge stronger. One of the biggest challenges I faced was when I almost lost my mother in a car accident. This was a devastating loss for me, and it threatened to derail my academic and personal life. However, I refused to let this tragedy define me, and I channeled my grief into my studies. I poured myself into my coursework, and I was determined to honor my mother's near-death experience by becoming the best version of myself. Through this experience, I learned the importance of resilience and perseverance, and I realized that success is not a straight path but a journey filled with twists and turns. Another challenge I faced was when I was diagnosed with a depression. I struggled with reading, writing, and studying, and it made school a constant battle for me. However, I was determined to overcome this obstacle, and I sought help from a tutor and specialist. With hard work and dedication, I was able to improve my skills and eventually graduate with honors. This experience taught me the value of perseverance and self-advocacy, and it has made me a stronger and more determined person. Today, I am proud of who I am and the person I have become. I am determined to use my experiences to give back to society and make a positive impact on the world. My dream is to become a chemical engineer and an entrepreneur, and I hope to use my studies to help others who are facing adversity and struggling to overcome their challenges. I believe that everyone deserves a chance to succeed, and I am committed to being a voice for those who need it most. In conclusion, life is full of challenges, but these challenges have only made me stronger and more determined. I have learned that adversity is not an obstacle to success but an opportunity to grow, and I am grateful for the experiences that have shaped me into the person I am today. I am eager to continue my education and use my knowledge and skills to give back to society. Thank you for considering my application. Sincerely, Aunjanue' Waite

Dear Scholarship Committee, I am writing this essay to express my heartfelt desire to help others and make a positive impact in their lives. Throughout my life, I have always been driven by the belief that we are all interconnected and that our actions have a ripple effect on those around us. This philosophy has guided me to make choices that prioritize the well-being and safety of others and to work tirelessly to create a more inclusive and equitable world. Growing up, I was fortunate enough to have a strong support system that taught me the importance of empathy and kindness. However, I soon realized that not everyone was as lucky. I saw how bullying, discrimination, and other forms of violence were affecting the lives of those around me, and I felt a strong sense of responsibility to do something about it. I became an active member of various community organizations and campaigns, working to promote diversity, equity, and inclusion. One of my proudest achievements was co-founding a peer mentorship program for LGBTQ+ youth in my community. This program provided a safe and welcoming space for young people to connect, share their experiences, and find support. I was amazed by the impact this program had on the lives of its participants, and it inspired me to continue working toward creating a more inclusive and accepting world. Another way I have helped others is through volunteering at local homeless shelters. There, I witnessed firsthand the devastating effects of poverty and inequality, and I was moved to take action. I organized food drives and fundraising events to help provide basic necessities to those in need. Through these experiences, I learned that even small acts of kindness can have a profound impact on someone's life. My passion for creating a safer and more inclusive world extends beyond my local community and into my academic life as well. I have always been a strong advocate for human rights and social justice, and I have taken every opportunity to educate myself and others on these important issues. I have taken courses in sociology, psychology, and political science, and I have participated in countless debates and discussions on these topics. In conclusion, I believe that it is our responsibility to create a world that is safe and inclusive for everyone. I have dedicated my life to this mission, and I am proud of the positive impact I have made so far. I am deeply grateful for this opportunity to further my education and continue to make a difference in the world. I hope to use my scholarship to continue my journey toward a brighter future for all. Thank you for your consideration. Sincerely, Aunjanue' waite

Growing up, my mother has always been my greatest source of inspiration and support. She has taught me the importance of hard work, determination, and perseverance, and has shown me what it means to be a selfless and caring individual. I admire my mother for her unwavering dedication to her family, her ability to overcome obstacles, and her unyielding spirit. My mother is a single mother who raised me on her own. Despite facing numerous challenges, she never lost sight of her goals and worked tirelessly to provide for us. She has always put her family first, sacrificing her own needs, and wants to ensure that we had everything we needed. She has been a constant source of love and support and has always been there for me, even when I thought I couldn't make it through. Her hard work and determination have inspired me to pursue further education. She always emphasized the importance of education and encouraged me to work hard and do my best in school. I remember her telling me that no matter what happens, I can always fall back on my education and that it will open doors for me in the future. I am now in college and working towards a degree, and I am grateful to have such a supportive mother who has always believed in me. My decision to participate in speech and debate or mock trials stems from my passion for public speaking and my desire to use my voice to make a difference in the world. I have always enjoyed speaking in front of others, and I believe that through speech and debate, I can communicate my ideas and make a positive impact on my community. Additionally, I believe that participating in these activities will help me to develop my critical thinking skills, improve my communication skills, and become a more confident and effective leader. In conclusion, my mother is my biggest inspiration and has taught me the importance of hard work, determination, and perseverance. I am grateful for her unwavering support and for showing me what it means to be a selfless and caring individual. I am motivated to participate in speech and debate or mock trials because I believe that I can make a positive impact on my community and develop important skills that will help me succeed in the future. I am confident that through my participation in these activities, I will continue to grow and develop as a person and become the best version of myself.

My name is Aunjanue Waite, and I am a high school senior at Knox College Jamaica. I have always been passionate about engineering and have been dedicated to furthering my education and pursuing my dreams in this field. Growing up, I faced many challenges that made it difficult for me to pursue my education. Despite these obstacles, I never gave up on my dreams and worked hard to overcome them. I am proud to say that I have excelled academically and have taken advantage of every opportunity to gain hands-on experience in my field. I am now at a point where I am ready to take my education and career to the next level. I am eager to continue my studies and obtain a bachelors dgree in chemical engineering with a minor in international marketing. However, I am facing financial difficulties that are making it difficult for me to achieve this goal. This scholarship will provide me with the support I need to pursue my educational goals and make a positive impact in my community. The financial assistance it provides will allow me to focus on my studies and continue to grow both personally and professionally. I am confident that with this support, I will be able to achieve my academic and career goals and make a meaningful contribution to my field. In addition to the financial support, this scholarship will also provide me with the opportunity to network with other students and professionals in my field. This will give me the chance to learn from others, gain valuable insights and experiences, and build relationships that will be critical to my future success. I am eager to participate in internships, research projects, and other initiatives that will allow me to apply what I have learned in the classroom to real-world situations. I believe that this practical experience will be invaluable as I move forward in my education and career. I am committed to using my education and skills to make a positive impact in my community and beyond. I believe that with this scholarship, I will be able to achieve my educational goals and make a meaningful contribution to society. I am grateful for this opportunity and am eager to continue my journey of learning and discovery. Thank you for considering my application. I am confident that I have the dedication and passion to succeed, and I am eager to prove my worth through my studies and future contributions.

Back to school is a time of transition for many people, and one of the most important factors that you should consider is getting enough rest. This will allow you to maintain a healthy and balanced body. While you're getting ready to start school, remember that your attitude can affect your academic performance throughout the year. One of the most important factors that you should consider when it comes to school is making sure that you do your best to get an A. This will allow you to avoid having to catch up on the previous semester. Before you start school, make sure that you're mentally prepared for the first half of the semester. This will allow you to put your best foot forward, also create a daily routine that you would like to follow throughout the semester, and Remain committed to your extracurriculars, but understand that there are limitations to what you can realistically take on in one day.

The tinkling star that floats around happily in the dark sky both on rainy days and on days where Mr. Moon is at his fullest. Hi, My name is Aunjanue Waite, a 17 year old teenager who is currently a senior in high school and is looking to embark on a new chapter called College. My goal for 2022 is to graduate and to pursue my studies of chemical engineer at the illustrious Spelman College in Atlanta Georgia. During my high school years I was often elected in serving as a leader, currently I am the Vice president for the Girls Brigade Company and assistant secretary for the student council.

Leadership is a notion that is contested and complex, but being a leader is not always about having a title or a position but it includes having the ability and mindset to lead and handle the situation in a proper manner. Leaders often influence others and are accountable to an organization. leadership can be seen as a full-time job to others but to a firm leader, it is the mindset and joy that comes with it to get others to be involved both in school,  church, home, and work, but for me, you may ask, what makes me a good leader is that not only do I hold my position but I believe that we should assist others needs before ours, listen and provide good feedback to those affected by problems and motivate our peers. With being involved in my school I hold roles such as President, vice president, class monitor, and student council secretary just to name a few but in my community, I am a part of an organization that volunteers at children's homes and infirmaries along with being involved in community service in my home by volunteering care packages to the unfortunate elders or families living in the surrounding areas. Building an inspiring vision and setting a direction is what leadership is about.

The world that resides with near death experiences is no respect of a person i can say but with prayer hardships can be overcome. On April 9,2021 just two months away from sitting my final exam i was faced with the hardest challenge of almost losing my mother to a car accident in Maypen Jamaica on her way to work. The vibrating sounds of incoming calls alerted my senses at 8:46am that Friday morning. For three nights i suffered from insomnia and be unable to focus on studying, but with all that my final examination came in the late /early part of June/July. The cold evening of October 15 shivering from nervousness and cold feet my exam results came out, i was overwhelmed by the successful passes i had received. Late nights, Day class, Saturday classes were all the techniques i used to study effectively. In conclusion, hardships may hit us at our lowest but we should use those hardships to build ourselves not only for success but for also for our daily lives.

When you achieve financial freedom, you are able to comfortably afford not only your necessities but also goals, needs, and experiences that make money not a restriction, but that doesn't mean you have to be rich to be financially free but Instead, what it takes to reach financial freedom depends on your income, debt, savings, spending patterns and values. It's important, though, to meet certain universal milestones, such as paying all bills on time and having enough saved for emergencies before you can truly live without feeling anxious or having to rethink about spending money. A key purpose of financial freedom is Instead of taking out loans to afford big purchases or paying for school or appliances, financial freedom means you're able to save up cash and make those purchases without any reliance on debt. You're spared the interest rates and payment schedules brought by debt, keeping more of your monthly income in your bank account. The ways we can achieve financial freedom in the future is by Putting bills, savings, and investing on autopilot: this means Harnessing control of your money becomes much easier when you use autopay for as many bills and transfers to savings as possible. You can focus on family, friends, work, and play while knowing important tasks are taken care of in the background. That includes signing up for deductions from your paycheck for your workplace-sponsored retirement account. You can also consider choosing target-date funds as retirement vehicles if they're available at your workplace, which automatically rebalances your investments as you age. Pick a budgeting method: You won't be able to pay bills and save at the same time if you're not sure where your money is going or if you continuously take cash out of your saving. Budgeting doesn't mean you should be restrictive but you can start, for instance, by assigning a flexible percentage of your income to needs, wants savings, and debt payoff using the 50/30/20 rule. Or pick from among a range of other budgeting options, and go with the one you're likely to stick to. Get help: Starting to budget and get rid of debt from scratch is hard, and many of us didn't learn how to do it in school or from parents or elders who could teach us. There are several ways to get help such as certified financial planners, credit counselors, and even online from resources like the Consumer Financial Protection Bureau. Regularly monitor—but don't obsess over—your finances and credit: Keep an eye on your income, savings, debts, and credit score daily. Try using free tools available online, such as an app like Personal Capital or the NCB BANKING, that gives you an overview of all your account balances and net worth. In Conclusion, don't let tracking finances take over your life. One of the main markers of financial freedom is the ability to focus on the things that matter without feeling consumed by money or greed.

The words"UP YOU MIGHTY RACE, YOU CAN ACCOMPLISH WHAT YOU WILL" were spoken by the Jamaican national hero and activist Marcus Garvey who empowered the black community in the late 1900s . The black community has been a constant victim of racism, prejudice, violence, lack of social, economic, and political resources. These factors have generated psychological pressure and have harmed the members of this community in a gradual way not only socially, but psychologically as well. Therefore the social problems that afflict the African American society have harmed their mental health. Directly, we can state that a utopian way to solve these problems and allow improvements in the mental health of these people would be the total and definitive extermination of racism and prejudice in the American society. This is because racism and prejudice are the main sources of the problems that black people go through and that affect their mental health. Thus, a society where blacks are free, have all their rights guaranteed, and are treated equally without being judged by their skin color and would be an ideal society where even the white community would be favoured. In conclusion, For that to happen, a long way must be traveled, as racism and prejudice is something that is deeply rooted in modern society, but that must be fought by everyone every day.

Having the drive courage and patience to try or get things done are good traits to have in a time like this, WHY? you may ask, well it helps you to be open and adapt easily to the everyday changes in the world. I am always grateful for the opportunity to meet people and talk to them easily because they often make me a good person or allow me to realize a few things. In my seventeen years of life in this world, people who talk a lot like to express more than individuals that listen more. Having these characteristics as a teen may help me on my journey to overcome a few obstacles or teach me some valuable lessons and without patience, you’ll likely succumb to the shiny-object syndrome, where you chase around the next big thing continuously but never stick with anything long enough to reach your goals and The clearer you can be on why you are doing something, the more driven you will remain through the difficult and challenging times that you’ll inevitably face on your journey and lastly, Far too often I see people fail to reach their potential because they’re afraid or they keep doubting their self. They aren’t afraid of the growth, but they’re afraid of taking the risk that they might fail at something, especially when it’s in public, at a workplace, or on social media. This fear prevents them from truly committing to and achieving their goals. When you are humble, you approach life with openness and flexibility and You are not afflicted by the search for happiness or success for yourself alone, because your main focus is not about trying to be successful or happy but Instead, you are caught up in projects, passions, people, and things you consider bigger and more important than yourself, and from this, you end up with more happiness and success, as a simple byproduct. The surest path to becoming happy and successful in life is in helping others to achieve the happiness and success they desire. To experience happiness and that deep sense of well-being and satisfaction with who you are, what you are doing, and who you still desire to become, you must contemplate daily what it means to be authentic. You must be committed and deliberate in your search to challenge yourself, to face fears, to be good to others, and to be the conscious creator of the wholeness of your overall life experience.