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Ruthie Brown Scholarship

Funded by
user profile avatar
Lee Porscha Moore
$5,000
1 winner$5,000
Open
Apply Now
Application Deadline
May 19, 2027
Winners Announced
Jun 20, 2027
Education Level
Any
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Eligibility Requirements
Race/Ethnicity:
BIPOC
Experience:
Working full or part-time
Background:
Adult learner, non-traditional student, and/or a student with a disability (i.e physical, mental, cognitive, developmental)
Race/Ethnicity:
Experience:
Background:
BIPOC
Working full or part-time
Adult learner, non-traditional student, and/or a student with a disability (i.e physical, mental, cognitive, developmental)

College is already expensive and the ever-growing price tag associated with higher education is making it increasingly difficult to afford.

Rising college costs decrease the likelihood of students of color completing their degrees without taking on high amounts of debt. While student loans can make college more accessible to low-income students, their debt can follow them for decades and can make it difficult for them to succeed in life.

This scholarship seeks to support BIPOC students so they can reduce or eliminate their college debt. 

Any BIPOC student who is working full or part-time and has a disability (i.e physical, mental, cognitive, developmental) or is an adult learner or non-traditional student may apply for this scholarship. 

To apply, tell us how you’re working to address your current and/or future student debt.

Selection Criteria:
Ambition, Need, Boldest Bold.org Profile
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Published February 3, 2026
$5,000
1 winner$5,000
Open
Apply Now
Application Deadline
May 19, 2027
Winners Announced
Jun 20, 2027
Education Level
Any
Share
Essay Topic

How are you working/planning to address your current and/or future student loan debt?

400–600 words
Apply Now

Winners and Finalists

June 2023

Winners
Pepper Reed
Howard University
Washington, DC
Finalists
Gabriela d'Souza
University of Southern California
Santa Monica, CA
Sharla Rider
Spring Arbor University
East Lansing, MI
Amoni Victor
University of New Mexico-Main Campus
Albuquerque, NM
charles wells
Tohono O'Odham Community College
Ronan, MT
Kaylin Daniels
University of South Carolina-Columbia
Savannah, GA
Jamila Jagours
School of Visual Arts
Mckinney, TX
Adrian Oliver
Berklee College of Music
St Louis, MO
Elizabeth Munoz
California State University-Fullerton
Pomona, CA
Desiree Smith
Denison University
Cleveland, OH

November 2022

Winners
Reka Burleson
The King's University
Houston, TX
Finalists
Austin Castro
California State University-Los Angeles
Los Angeles, CA
Myca Lester
University of Mary Washington
Richmond, VA
Angelica Acosta
North Carolina State University at Raleigh
Rochester, NY
Zina Ogunnaya
Rutgers University-New Brunswick
Carson, CA
Blair Hedrick
Southern New Hampshire University- Online
Reno, NV

Winning Application

Pepper Reed
Howard UniversityWashington, DC
It is my pleasure to introduce myself as Pepper, the single mother of five children ranging in age from 14, 11, 6, 2 and 7 months. The amount of income I earn each year is $62,000 based on the assumption that I work 40 hours a week. I also drive Uber and Lyft at night after my children are asleep and on the weekends. Currently, I am taking four classes to complete my undergraduate degree at Howard University on a full-time basis. I have taken out student loans for $62,000 and I have also been awarded PELL grants. Currently, I am a sophomore at Howard University and I am not eligible for student loans since I have reached my undergraduate loan limit. As a mother of five children, I am responsible for supporting myself and my children. Our apartment consists of two bedrooms and one bathroom. All I wish to accomplish is to continue my studies and obtain a promotion to provide for my family and myself. If I am dedicated and perform all tasks with passion in the future, I am confident I will achieve this goal. Hard work, as well as struggles, will be rewarded in life. Due to financial difficulties, I am currently struggling.  As a means of addressing my student debt or student loans, I will complete the following. First of all, I must continue my studies, pray, and ask God for guidance. He will not allow me to fail and will provide for all of my needs. I must continue to believe. As a second step, I would set up automatic payments and find alternative ways to pay my debts to avoid accruing interest. In the third step, I would apply for loan forgiveness. I may qualify for income-driven forgiveness; I may be able to have a portion of my student loans forgiven if I am on an income-driven repayment plan. Upon completion of the repayment period of 20 years or 25 years with these programs, any remaining balance will be forgiven. As a fourth step, ask for a discount. By asking lenders for discounts, I may be able to lower the interest rate. As a fourth step, I should inquire about repayment assistance from my employer. Lastly, I will continue to work to support my studies and the needs of my family.  Problems always have solutions, and I am capable of finding them. Those who are struggling with finances right now will soon experience overflowing prosperity and blessings. Keeping my goal in mind, finishing my studies as soon as possible, and achieving all my dreams for my family are my goals.
Reka Burleson
The King's UniversityHouston, TX
I am working/planning to address my current student loan debt by not applying for more student loans while in graduate school. When I was studying to obtain my undergraduate degree. I received 8 loans. Totaling 67,000 with interest. I have not been in default because I managed to pay toward my debt or was in a repayment status resulting in good standing for repayment. I am now pursing my master's degree and would like to pay for tuition with scholarships and grants. I have worked for a church during and after my undergraduate study. Once I graduate I would like to continue my career in ministry, with a concentration in Women's Ministry. I was made aware that forgiveness for my undergraduate loans is not possible because my ministry work was prior to 2007- when the Student Loan Forgiveness Act was signed. Even though this was disheartening to myself and I'm sure others in the same situation, I will continue to press forward knowing that God is working out all things for my highest good. Making great grades and keeping my GPA above 3.0 in graduate school allows me to apply for as many scholarships as I can with higher award amounts. Those higher awards will help me reduce my student loan debt even further because any amount awarded over my tuition balance I will apply to my student loan debt. I plan to continue this method throughout my graduate studies in order to address my student loan debt. I will not add to by debt with more student loans while in graduate school. I know that once I begin my ministry after graduating I will be able to contribute to reducing my student loan debt until my balance is zero or my student loans are forgiven. I am now working at a job that will reimburse me a percentage of my tuition. If my scholarships do not cover all of my tuition and I have to resort to paying out of pocket for tuition, it will still be less money than having to take out a graduate level student loan to pay tuition. I am grateful for the opportunity that I have been blessed with in order to pursue my master's degree totally debt free. As long as I put in the work it will take to maintain excellent grades, apply for scholarships and grants, and stick to my plan above, I will see and benefit from my student loan debt paid in full.

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FAQ

When is the scholarship application deadline?

The application deadline is May 19, 2027. Winners will be announced on Jun 20, 2027.

How will scholarship application information be used?

Your privacy is a top priority on the Bold.org platform, and you can find our privacy policy in full here. You may opt out of communications from Bold.org at any time, and unless we’ve first notified you and gotten your consent, you’ll never receive communication from any third parties related to personal information you give us.

What is the scholarship award?

Award amounts per winner are designated by the donor. Check the award amount for a detailed breakdown.

When will the scholarship winner be chosen? How will they be notified?

The winner will be publicly announced on Jun 20, 2027. Prior to the announcement date, we may contact finalists with additional questions about their application. We will work with donors to review all applications according to the scholarship criteria. Winners will be chosen based on the merit of their application.

How will the scholarship award be paid?

Award checks will be sent to the financial aid office of the winner's academic institution or future academic institution in their name to be applied to their tuition, and in the name of their institution (depending on the school's requirements). If the award is for a qualified educational non-tuition expense, we will work with the winner directly to distribute the award and make sure it goes towards qualified expenses.

How will my scholarship application be verified?

Before we award the scholarship, the winner will be required to confirm their academic enrollment status. Depending on the circumstances, verification of Student ID and/or their most recent transcript will be required.

How should I get in touch with questions?

If you have any questions about this scholarship or the Bold.org platform, just email contact@bold.org and we’ll get back to you as quickly as we can.

Does the scholarship have terms and conditions?

Yes. The terms and conditions for this scholarship can be found here.

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