
Building a future for yourself and your children takes determination. Earning a college degree can help you grow your career, increase your earning power, and work toward financial stability.
Tera Freeman founded the Begin Again Scholarship to support single Black mothers as they take that next step. This scholarship recognizes your educational goals and the practical plans you are making for your family's future.
You may apply if you are a single mother who identifies as Black/African American and either a high school senior living in South Carolina or an undergraduate attending a South Carolina college or university.
To apply, submit an essay about the degree you are pursuing, how you plan to use it in your career, and your approach to Dave Ramsey's 7 Baby Steps. You do not need prior familiarity with the Baby Steps; read the linked overview before responding. Share the steps you can take now and how you plan to build financial stability after graduation.
Write a 300–500-word essay addressing both parts below.
Part 1: Career Summary Tell us what degree you are pursuing and how you will use it in your career.
Part 2: Financial Peace Questions Before answering, take about 10 minutes to read the free overview of Dave Ramsey’s 7 Baby Steps: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps. If you haven’t heard of them before, that’s completely okay.
1. Have you heard of Dave Ramsey’s Financial Peace University or his 7 Baby Steps? If so, what do you know about them? If not, what have you learned after reading about them?
2. Which Baby Step are you on right now, and what is one thing you can do in the next 90 days to move forward?
3. After you graduate, which Baby Step do you think you’ll complete the fastest, and which will take the longest? What’s your plan to complete the longest one?
How it works

Step 01
Bold.org helps students show donors who they are beyond a transcript.

Step 02
Every scholarship is funded by donors and managed directly on Bold.org.
Step 03
Scholarship dollars are disbursed through Bold.org to help students pay for school.
The application deadline is Feb 20, 2027. Winners will be announced on Mar 20, 2027.
Your privacy is a top priority on the Bold.org platform, and you can find our privacy policy in full here. You may opt out of communications from Bold.org at any time, and unless we’ve first notified you and gotten your consent, you’ll never receive communication from any third parties related to personal information you give us.
Award amounts per winner are designated by the donor. Check the award amount for a detailed breakdown.
The winner will be publicly announced on Mar 20, 2027. Prior to the announcement date, we may contact finalists with additional questions about their application. We will work with donors to review all applications according to the scholarship criteria. Winners will be chosen based on the merit of their application.
Award checks will be sent to the financial aid office of the winner's academic institution or future academic institution in their name to be applied to their tuition, and in the name of their institution (depending on the school's requirements). If the award is for a qualified educational non-tuition expense, we will work with the winner directly to distribute the award and make sure it goes towards qualified expenses.
Before we award the scholarship, the winner will be required to confirm their academic enrollment status. Depending on the circumstances, verification of Student ID and/or their most recent transcript will be required.
If you have any questions about this scholarship or the Bold.org platform, just email contact@bold.org and we’ll get back to you as quickly as we can.
Yes. The terms and conditions for this scholarship can be found here.