CreditWise from Capital One Review 24 Reviews

Monitor your credit health for free with CreditWise from Capital One – with no impact to your credit score. CreditWise helps you understand your credit score, explains which factors can help you increase it, informs you when it changes, and more.[1]

CreditWise compensates us when you sign up for CreditWise using the links we provided.

Why we love it
Staying informed can be a good first step to a great credit score, and CreditWise is the perfect place to start. It can be a great way to plan ahead for future life decisions!
Dror Liebenthal, CEO at
Dror Liebenthal, CEO at

What Students Say

24 reviews

Financial Literacy Tool

This tool is a great resource not only to see your credit score but also learn more about the various factors that influence it.


CreditWise from Capital One has been an essential tool for me to keep track of my credit score.

Great for Credit Score

I've been a member of Capital One and Credit Wise has helped me keep track of my credit score by many great factors.

Staying updated

I like that I get a regular update whenever there is a change to my score

Good way to keep track

This tool is a good way to keep track of your score, especially if you have capital one accounts. Could be more detailed

A great way to monitor your credit.

CreditWise is a great product for making a person aware of their credit rating. Being able to track it and to identify ways to increase credit rating is a great resource for people starting out on their financial futures.

Helps me stay on top of my credit score

I like how credit wise shows my credit score instantly. It also provides a break down of changes to my credit score so I can assess them and make changes to increase my score. There are detailed reasons in case something needs to be disputed. It is such a great service.


I use CreditWise to continuously monitor my credit score. It outlines exactly what goes into your credit score, and compares it to the average. My favorite feature is that every time you long in, it tells you the amount of points your credit score has changed.

Resources for College Student

Monitoring credit is vital and with CreditWise, you can feel secure knowing that you will be alerted if there is a breach. Being proactive means that being a target of fraud is less likely.

Very Helpful Credit Monitoring

I have used several credit reviewing resources and this one is one of the best if this is your first or fifth credit monitoring resource it doesn’t matter.
10 / 24 reviews shown
[1] The CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many scoring models. Some monitoring and alerts may not be available if your enrollment information does not match the information at one or more consumer reporting agencies. Alerts are based on changes to your TransUnion and Experian® credit reports and information CreditWise finds on the dark web. In order to enroll in CreditWise, you need to be over the age of 18 with a valid social security number that can be matched to a credit profile from the TransUnion credit bureau.