For DonorsFor Applicants

7 Ways to Make the Most of Your Bold Points

Written by Candace Bowers
Updated: June 12, 2024
7 min read
Deadline16 days left to apply
Create Free Account

The features associated with the Bold Debit Card discussed in this blog post are provided by and are not affiliated with our Bank partners.

The opinions expressed in this article are the author's own and do not reflect the view of Pathward®.

Make the most of your Bold Points by earning them anywhere on! In this article, you'll learn how to earn Bold Points, what you can do with them, and how to maximize your college education savings. Let's explore the possibilities Bold Points affords you and uncover strategies to maximize your college education savings.

If you didn't know, the Bold platform was created to help make college more affordable. Our goal is to support students in reaching their dreams while helping them save money. Our platform's legitimacy is shown by the many students who have reduced their college costs thanks to exclusive scholarships available on our platform.

Accumulating Bold Points not only opens doors to incredible scholarship opportunities but also rewards you with benefits like cashback and student loan payment advantages. Join a community where your efforts translate into tangible benefits, bringing you closer to your college dreams!

Take control of your education by signing up for the Bold Visa® Debit Card and start earning cashback rewards* today! Plus, don't miss out on exclusive scholarships – apply today to invest in your education.

rewards that help pay for school

What Are Bold Points?

Bold Points are points awarded to students for various actions. You can easily earn Bold Points by engaging in activities on the platform, such as applying for scholarships, sharing your interests and experiences, and recommending to others.

These points are specifically crafted to assist students in furthering their education. In today's world, college tuition keeps rising, and, of course, so does the influence of scholarships. Use your Bold Points to gain access to more scholarships. Or redeem them for cashback, or apply them toward student loan payments using the new Bold Debit Card!*

Looking for ways to save post-graduation? Here at, we have exclusive grants for student loan payments. Apply today!

Maximize Your Bold Points

1. Scholarship Opportunities

bold points for scholarship opportunities

At, we are dedicated to helping students with essential resources for pursuing higher education. Our commitment is reflected in our platform's daily replenishment of new scholarship opportunities. Students of diverse backgrounds and interests can rest assured they will discover at least one scholarship for which they meet the qualifications.

As you accumulate Bold Points, you automatically gain early access to more scholarships. Your Bold Points also allow you access to unique scholarships. The more points you earn, the more scholarship opportunities are available to you.

Get Matched to Thousands of Scholarships

Create your profile to access thousands of exclusive scholarships, available only on

Create Free Profile

2. The Bold Debit Card

bold debit card

With the Bold Debit Card, you can earn 1 Bold Point for every $2 spent in any category. Use your Bold Points to make student loan payments or get cashback.* Enjoy the ease of transferring funds in and out of your account and streamline your financial transactions further by effortlessly establishing direct deposit for your paycheck. Plus, the Bold Debit Card has no hidden fees!

Benefit from top-notch security and anti-fraud infrastructure, coupled with FDIC insurance on all deposit accounts at FDIC-insured banks and savings associations up to the maximum deposit insurance amount, currently $250,000 per depositor, per FDIC-insured bank, for each account ownership category.**

The Bold Debit Card ensures unwavering security, providing round-the-clock protection for your peace of mind. The best part is redeeming your Bold Points for student loan payments or cash!

Get Started with the Bold Debit Card

Earn rewards that help pay for school.* Apply for the Bold Debit Card today!


3. Cashback Rewards*

bold points for cashback

Redeem your Bold Points for cashback! Let's say you have 5,500 Bold Points. If you decide to cash in on your Bold Points, you'd have $55 cashback. For every $2 you spend, you earn 1 Bold Point. By signing up for the Bold Debit Card, your Bold Points can work for you!

4. Student Loan Payments*

bold points for student loan payments

Redeem your Bold Points for student loan payments! Let's say you have 5,000 Bold Points. You could redeem your points for $75 toward your student loans! What better way to knock out those student loans than by earning rewards on all your expenses? Put your Bold Points to work!

To see how much your Bold Points are worth, be sure you're signed into your account and head to Banking on the header to see your Bold Points rewards.

Apply for the Bold Debit Card today!

5. Leaderboards


The more Bold Points you earn, the quicker you move up the Leaderboards, which increases your success in winning more scholarships. Becoming the boldest student in your region not only increases your chances of winning but also opens more scholarship opportunities.

On, we have scholarships created for students with the boldest profiles. To obtain the boldest profile, you must accumulate Bold Points. Each 100 Bold Points you earn makes you 30% more likely to win scholarships!

6. Surveys for Bonus Bold Points

surveys for bold points

Participate in brief surveys to accumulate bonus Bold Points! Engage in surveys, earning additional Bold Points with each completion. Enjoy a maximum of 5 surveys per day and the opportunity to earn up to 500 Bold Points in just minutes! In other words, taking surveys is not a bad thing; it helps those who created surveys and helps you gain access to more scholarship opportunities!

Accept the challenge and submit surveys today to earn more Bold Points!

7. Priority Pass

priority pass for bold points

Earn 100 Bold Points for every friend you invite to, and if they sign up, you can access Priority Pass. By utilizing Priority Pass, your scholarship applications will receive priority review from scholarship panels, significantly increasing your chances of winning by six times!

You can achieve this by inviting two friends to and having them create a free profile. You'll access new scholarships 24 hours before anyone else on the platform.

The point is that your Bold Points carry significant value, and their accumulation is effortlessly achievable, making it an opportunity you wouldn't want to miss out on. In a sense, you have the ability to make Bold Points work for you. So, why not put them to work?

bold points for scholarships

Frequently Asked Questions About Bold Points

What steps can I take to maximize my Bold Points earnings?

To boost your Bold Points, actively participate on the website, create and polish your Bold profile, utilize your debit card, and invite your friends to sign up on

Don't forget to write a bio in your profile to maximize your Bold Points earnings!

Do my Bold Points expire?

No! Like loyal customers from a business, your Bold Points don't go anywhere. There is no expiry date, which means you have plenty of time to decide when to redeem them. However, to lessen the interest on your student loans, you may consider cashing them in monthly to help reduce your debt.

How can I track my Bold Points?

As soon as you log into your account, you will see your Bold Points on your dashboard. They also display on the right next to your notifications, and they're on your profile.

Empower your finances! Sign up for the Bold Debit Card and check out our Scholarship Blog for expert tips on earning Bold Points. Visa® Debit Card is a demand deposit account provided by Pathward®, N.A., Member FDIC. Visa Debit Card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. Visa is a registered trademark of Visa U.S.A. Inc. All other trademarks and service marks belong to their respective owners. Register your Card for FDIC insurance eligibility and other protections.

Offers discussed in this blog are not a Pathward product or service. Pathward does not endorse any of the offers or card features discussed above.

*This product or service is independent of Pathward® and Visa and is neither endorsed nor sponsored by Pathward® or Visa.

**Funds are FDIC insured, subject to applicable limitations and restrictions, once Pathward receives the funds deposited to your account.

†The features associated with the Bold Debit Card discussed in this blog post are provided by and are not affiliated with our Bank partners, Pathward®, or Visa.

Candace Bowers
Managing Editor

About Candace

As the Managing Editor at, Candace oversees the creation of valuable, well-crafted content and supports the Writing Team in delivering accurate and relevant information to assist students in navigating their academic and financial paths. She brings years of experience in writing and editing to the platform.

Candace graduated cum laude from Columbia University in the City of New York with a major in Creative Writing and a minor in English, focusing on nonfiction writing and Russian language studies. 


Candace has participated in a variety of writing workshops and seminars, including those focused on nonfiction and fiction writing, novel writing, technical writing, poetry, and editing. She has managed multiple blogs, overseeing their editorial work and SEO optimization, along with content creation, management, writing, and publications. Candace has also written multiple short stories, personal essays, and a children's book.

With a passion for uncovering opportunities and combating student debt, Candace is dedicated to informing students about financial support and resources. She possesses in-depth knowledge of private and federal student loans, institutional scholarships, grants, and fellowships. She leverages this knowledge alongside her editorial expertise and love for storytelling to create engaging and informative content that empowers students. 

Since joining the team in 2022, Candace has worked as a Content Writer and has since become a Managing Editor. She leads the Writing Team, guiding them to produce high-quality content that informs and empowers students. 

Her firsthand experience with the challenges of student debt gives her a unique perspective and a strong commitment to helping others navigate similar situations. This background fuels her dedication to identifying funding opportunities and offering valuable resources to students seeking financial aid and college insights.

Quote from Candace

“To attune co-creatively with our ever-transforming natural neighborhood, we must learn to re-learn. ”

Check out our Editorial Policy
Help Fight Student Debt
Share this article with your friends